RBL Titanium Delight Credit Card Review

There are so many credit cards available for the customers of the RBL Bank for their uses. And the RBL Titanium Delight Credit card is one of them. This card is specially designed for those peoples who are fond of movies and like to shop outside. When they use the card for their needs they will get Cash-Back or gift vouchers. 

The key feature of this card is that the annual fee of the card is only 750 rupees and you can be waived off the fees by your spending. After spending this small amount you can get a huge benefit with this card such as welcome gift, reward points, free movie tickets, value back, fuel surcharge waiver, etc. Let’s discuss the card in details 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).
  • Good relation with the bank.

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹750 + GST
  • Annual Fee: ₹750 + GST 

Benefits:

  • Welcome benefit:

If you use your card in between 2 months of the issuance of the card you will get 3000 reward points worth ₹750 as a welcome gift.

You will be able to earn 1000 reward points if you spend a minimum of ₹10000 from this card in between 2 months of the issuance of the card.

  • Value-Back benefit:

There are so many value-back offers available with this card if you use it on Wednesday. You will get 5% value back on every spending on the grocery. And you will get 10% value back if you order pizza from Dominoes and Pizza Hut.

  • Reward Benefit:

If you spend ₹100 for any purposes of traveling, dining, groceries, etc. except the fuel transaction you will get 1 reward point.

You will get 2000 reward points after the 1st transaction of the card between 1 month of the issuance of the card and you will get extra 1000 reward points after spending ₹10000 or more in between 2 months.

If you spend ₹1.2 lakhs or more annually you will get 4000 bonus reward points.

These reward points are redeemable and you withdraw these reward points for hotel booking, ticket bookings of flight, purchasing electronics products.

To redeem these reward points you have to log in to the RBL’s official website. You also use these reward points for airlines which are Indigo, Air Asia, Vistara, Spicejet, etc.

The available hotels are The Lalit Green Easter in Kolkata, welcome hotel in Delhi, Sterling Mac in Bangalore, etc.

  • Movie benefit:

If you book a movie ticket from bookmyshow.com in mid-week you will get 2 free tickets. You can get this ticket on Wednesday.

  • Fuel surcharge waiver:

You will get extra benefits of a waiver of fuel surcharge every month. It will depend on your spending. You have to transact between Rs.500 to Rs.4000 to claim this offer. You can avail of this offer from any petrol pump in India.

  • Lost card liability:

If you lost your credit card you have to report to customer care to avail this offer. Bank will provide you a lost card liability protection if any transaction occurred after the loss of the card. The Bank will immediately block the card.

  • Annual fee waiver:

If you can spend Rs.1 lakh or more in the first year of subscription you will get the 2nd year subscription free.

  •  Add-on facility:

The bank will provide you add-on cards for your family members (spouse, children, parents, siblings). The add-on cardholders should be 18 years old to use this card. They will get the same benefits as the primary card. The statement of the add-on cards will include in the primary card’s statements.

  •  Security:

There is an EVM chip inside the card which made the card more secure. This will provide security in your all transaction.

  • Easy application process:

If you want to apply for the RBL Bank Blockbuster credit card you have to visit the website of the bank. At first, you have to submit the application form with the documents.

After that, you will get a phone call from the RBL Bank agent. He will discuss the date and time for the collection of the documents. After this process, you will get your credit card in between 15-20 days.

You can apply for a credit card to your nearest branch of the Bank. The required documents are required here also. You will be guided by the bank official.

  •  Easy bill payment:

Your credit card bills can be paid in various ways online. There is also an offline mode available for payment of your credit card bill. You can pay through – Net Banking, NEFT, RBL Mobile Application, NACH facility, Cash payments, Cheque, Demand Draft, etc.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 

  • 1800-121-9050
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)

Mail:

100xGain Ratings:

4/10

Final Opinion:

If you are searching for a credit card for your online shopping and movie tickets you can choose the RBL Bank Titanium Delight credit card. The world-class facilities of the card will help you to save money with its reward points and value back.

But then there is a rumor that RBL Is no longer taking applications for this card, and then have introduced RBL Bank Monthly Treats Credit Card. so you can check for this card. And if you like to have golf benefit or lounge access on your card, then you may go for Indusind Bank Platinum Credit Card. RBL Bank has also launched a new Credit Card named RBL Shoprite card. 

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