RBL World Max SuperCard Review 2021

RBL bank of India has introduced a new range of credit cards named SuperCard, one of them is RBL World Max SuperCard, this card is specially designed to give you more reward benefits on your everyday purchases also it can give you some financial support during emergencies. This card also offers several other benefits like lounge access, concierge service, dining benefits, free movie tickets, fuel surcharge waiver, EMI facility, and lots more.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 25 – 65 yrs. 
    • Income: min ₹25,000 monthly. 
  • For self-employed person:
    • Age: 25 – 65 years. 
    • Income: min ₹25,000 monthly. 
  • Good CIBIL score (750 or more). 
  • Good relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: ₹2999 + GST. 
  • Annual Fee: ₹2999 + GST. 

Benefits:

  • Welcome benefit: 

With the activation of the card, you will get 12,000 reward points as a welcome gift. To avail of this benefit, you have to pay the joining fee in time and spend ₹2000 within the first 30 days of the card activation. 

But before using your new card for payment you have to set the PIN and register your mobile number with this card. 

  • Reward Benefit:

With this card, you can earn reward points for all your purchases. You will get 2 reward points for each ₹100 transactions made with this card. 

If you can spend ₹25,000 in a month you can get 1,500 points. Also when you touch the ₹40,000 spend milestone, you will get 1000 reward points. And when you touch the ₹50,000 marks, you will get 1000 more reward points. 

You can redeem your reward points against gift vouchers, flight tickets, hotel booking, etc.

  • Lounge Access:

With this card, you will get 6 free accesses per year, to most of the airport lounges in India. You will get a maximum of 2 visits per quarter. 

  • Concierge Service:

With this card you will get world-class concierge service, you can get help from them for Golf reservations, Hotel booking, Car rental, Business service, assistance on some special events, Dining reservation, gift delivery services, and lots more. 

  • Dining Benefit:

With this card you can enjoy your dinner with style, for every ₹100 spend with this card on weekend, you will get 5% reward points through 20 reward points. You can earn a maximum of 1,000 reward points monthly. 

  • Movie Offer:

You will get 1 movie ticket completely free with the purchase of another, this offer is applicable on BookMyShow and only once in a month. Maximum ticket value: ₹200. 

  • Fuel surcharge waiver:

You don’t need to pay any extra charge for fuel purchase as with this card you will get up to ₹150 waivers on fuel surcharges monthly. This offer applies to most of the fuel stations in India. 

  • EMI facility:

With this card, you can convert all your big-ticket purchases into easy monthly installments. This feature is applicable to a wide range of categories including electronics, clothes, groceries, and lots more. 

  • Instance Loan facility:

As a SuperCard this card enables you to get a loan against your credit limit almost instantly. You can pay back the loan in monthly installments. This feature is very helpful for emergencies.

  • Flexible spend limit:

With the help of the MyCard app, you can set a spending limit for yourself. This feature can help you to set a monthly budget for yourself. 

  • Balance transfer facility:

With this card, you can transfer the balance of your other cards to your RBL World Max SuperCard, to get a lower interest rate against your dues. 

  • Mobile app:

RBL has introduced a new mobile app named MyCard app for its Super Cards. With this app you can do a lot of things like bill payments, checking monthly statements, viewing transaction history, EMI payment, PIN set up, and lots more. 

  • EMV chip security:

This card comes with a built-in EMV Chip, it is a special chip designed to add convenience and security to your transaction. Also with this card, you will get an OTP every time you use your card to make an online transaction. 

You will get the OTP on the number you have registered with this card. 

  • Worldwide acceptance:

You can use your RBL World Max SuperCard in any country in the world. But when you use this card to make payments at any foreign outlets or to make payments at any foreign e-commerce site you have to pay the currency conversion charge. 

Charges:

  • Cash Withdrawal Charge: 2.5% against the transaction amount. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call:

  • 1800-121-9050
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)

Mail:

Dispute Resolution Process:

In case of a lost card or any unauthorized transactions, you can follow the steps given below. 

  1. You can contact the RBL Customer service at 22-711 90900 or you can write to them at [email protected]. If you are not satisfied with their service you can contact the head of the customer service.  
  2. At the third step, you can mail the nodal officer describing your problem at [email protected]
  3. Finally, if your problem is still not solved you can contact the Banking Ombudsman. You can find the complete contact details of the banking ombudsman at the Reserve Bank of India’s official website.  

100xGain Ratings:

8/10

Final Opinion:

RBL World MAX SuperCard is best for earning reward points from everyday purchases. You will get 6 free lounge accesses per year and 1 free movie ticket monthly. Although the annual fee of the card is a little higher, the benefits and features offered by the card can easily justify it. So if you are searching for a card for your daily use, this card is a good option for you.  

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