RBL World Max SuperCard Review

RBL has launched a number of credit cards in alliance with the Bajaj Finserv. RBL calls them super cards, probably because of the instant loan facility that can be super-helpful during emergencies. The rbl world max supercard is one of them. This card is specifically designed for those who want to earn reward points and enjoy some travel-related benefits. This card packs some awesome benefits like free access to airport lounges, discount on dining, benefits on movies, etc. More about the benefits of the card are discussed below.

RBL Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 25 – 65 yrs. 
    • Income: min Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 25 – 65 years. 
    • Income: min Rs. 25,000 monthly. 
  • Good CIBIL score (750 or more). 
  • Good relation with the bank is needed to apply for this rbl super credit card

Required Documents To Apply For Bajaj Finserv RBL Bank Supercard:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

As per new credit card rules, all new credit cars are delivered in an inactive state, and to start using the cards you need to activate them manually by generating a new credit card pin. You can find more about the rbl credit card pin generation process from the 100xGain FAQ page

RBL Credit Card Fees:

  • Rbl world max supercard joining fee: Rs. 2999 + GST. 
  • Rbl super card annual feeRs. 2999 + GST. 

RBL Credit Card Benefits:

  • An exclusive welcome gift: 

With the activation of the RBL world card, you will get 12,000 reward points as a welcome gift. To avail of this benefit, you have to pay the joining fee in time and spend Rs. 2000 within the first 30 days of the card activation. 

You can make your rbl credit card payment online via RBL net banking account or by using any credit card payment app. You can find the rbl credit card payment ifsc code here. 

  • Accelerated reward points:

With this card, you can earn reward points for all your purchases. You will get 2 rbl credit card rewards point for each Rs. 100 transaction made with this card. You can also earn some extra benefits from this card, the details are given in the table below. 

Total spend  rbl bank credit card rewards points
Rs. 25,000 1,500 rbl credit card reward points.
On crossing the Rs. 40,000 mark Another 1000 rbl credit card reward points. 
On crossing the Rs. 50,000 mark Another 1000 rbl credit card reward points. 

You can redeem your rbl credit card rewards points against gift vouchers, flight tickets, hotel booking, you can also use them to get a product from the rbl credit card reward points redemption catalog. 

  • Free access to airport lounges:

With this card, you will get 6 free accesses per year, to most of the airport lounges in India. You will get a maximum of 2 visits per quarter. 

  • A multilingual concierge service:

For the users of the supercard rbl bank offers a  world-class concierge service, you can get help from them for Golf reservations, Hotel booking, Car rental, Business service, assistance on some special events, Dining reservation, gift delivery services, and lots more.

  • Premium dining experience:

With this rbl super credit card you can enjoy your dinner with style, for every Rs. 100 spent with this card on weekend, you will get 5% reward points through 20 reward points. You can earn a maximum of 1,000 reward points monthly.

  • Free movie tickets every month:

You will get 1 movie ticket completely free with the purchase of another, this offer is applicable on BookMyShow and only once a month. Maximum ticket value: Rs. 200.

  • Freedom from fuel surcharge:

You don’t need to pay any extra charge for fuel purchase as with this card you will get up to Rs. 150 waivers on fuel surcharges monthly. This rbl bank bajaj finserv credit card offer applies to most of the fuel stations in India.

  • EMI facility:

With this card, you can convert all your big-ticket purchases into easy monthly installments. This feature is applicable to a wide range of categories including electronics, clothes, groceries, and lots more. You can check your active EMIs from the rbl credit card app. You can also calculate your monthly installments from the rbl credit card emi calculator.

  • Instance rbl credit card loan facility:

As a SuperCard this card enables you to get a loan against your credit limit almost instantly. You can make the rbl credit card loan payment in monthly installments. This feature is very helpful for emergencies.

  • Flexible spending limit:

With the help of the MyCard app, you can set a spending limit for yourself. This feature can help you to set a monthly budget for yourself.

  • Balance transfer facility:

With this card, you can transfer the balance of your other cards to your RBL World Max Supercard, to get a lower interest rate against your dues. 

  • Control through mobile app:

RBL has introduced a new mobile app named MyCard app for its Super Cards. With this rbl bank credit card app , you can do a lot of things like bill payments, checking monthly statements, viewing transaction history, EMI payment, PIN set up, and lots more.

  • Security:

This rbl bank super card comes with a built-in EMV Chip, it is a special chip designed to add convenience and security to your transaction. Also with this card, you will get an OTP every time you use your card to make an online transaction. If you notice something unusual with your credit card account then you can temporarily block your card just by calling the rbl bank credit card customer care contact number. 

  • Easy application process:

You can apply for rbl credit card online from the RBL bank online application page or by visiting your nearby RBL branch Once your application is submitted successfully, you can track the status of your application from the rbl bank credit card status checking page.

  • Worldwide acceptance:

You can use your RBL World Max SuperCard in any country in the world. But when you use this card to make payments at any foreign outlets or to make payments at any foreign e-commerce site you have to pay the currency conversion charge.

RBL Bank Credit Card Charges:

  • Rbl credit card cash withdrawal charges2.5% against the transaction amount. 
  • Finance Charge: The rbl credit card interest rate is 3.99% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 
  • RBL credit card add-on card fee: Free for a lifetime. 

RBL Credit Card Customer Care Contact Details:

100xGain Ratings:

8/10

If you don’t want to continue with your existing RBL card then you can close rbl credit card account very easily by sending the rbl credit card cancellation letter to the RBL head office. 

Final Opinion:

The rbl world max supercard is best for earning reward points from everyday purchases. You will get 6 free lounge accesses per year and 1 free movie ticket monthly. Although the annual fee of the card is a little higher, the benefits and features offered by the card can easily justify it. So if you are looking for a card for your daily usage, this card is a good option for you. Also if you want to compare some similar card options, then take a look at the alternative card options given below. 

Alternative Cards: 

  1. Axis Bank Miles and More Credit Card. (Best for lounge access and dining benefits)
  2. IDBI Bank Winning Credit Card. (Best for lounge access)
  3. IndusInd Bank Indulged Credit Card. (Best for lounge access, movie and golf benefits)
  4. Rbl icon card (Best for lounge access) 

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