RBL World Plus SuperCard Credit Card Review

The rbl world plus supercard is quite popular among Indians looking for premium privileges at an affordable rate. The exclusive privileges offered by this card include assured rbl credit card rewards with every transaction, free movie tickets every month, handsome monthly waivers on fuel surcharges, and lots more. A detailed description of the rbl world plus supercard benefits are discussed below.

Who can apply for the rbl bank world plus supercard?

  • Resident Type: Indian. 
  • RBL bajaj credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • RBL credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: The annual income tax return should be greater than Rs.3 lakh.
  • A CIBIL score of 700+ is needed to apply for this world plus super card.

You can apply for this card from the rbl credit card application online portal. If you are confused with the rbl credit card application process, then you can get some help from our faq page

What documents are required to apply for an rbl supercard?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

What are the RBL world plus supercard fees?

  • RBL bank world plus supercard joining fee: Rs. 4,999 + GST
  • RBL world plus supercard annual fee: Rs. 4,999 + GST

What are the rbl world plus supercard benefits?

  • Get started with a huge RBL credit card opening bonus:

On spending Rs.2,000 within the first 30 days of your rbl credit card pin generation, you will receive 20,000 bonus rbl credit card points as a welcome gift.

  • Make your transactions more rewarding:

The rbl world plus credit card reward benefits are offered like this.

Category of transaction 

Reward points for every Rs.100 spent

Dining and International expenses

10X rbl credit card rewards

Regular credit card transactions

2 rbl credit card reward points

Milestone Rewards

Rs.3 lakh in a year

20,000 rbl credit card reward points

Rs.5 lakh in a year

additional 20,000 rbl rewards

You can redeem rbl reward points into air miles, or cash, you can also use them to get a product from the rbl bank credit card reward points redemption catalog 

  • Add comfort to your travel:

With this world plus supercard rbl bank offers 8 free accesses (up to 2 visits per quarter) to most of the frontline airport lounges in India

  • Experience exclusive rbl bookmyshow offers:

If you use this RBL supercard to book a movie ticket from BookMyShow, you will get another one completely free. This rbl supercard movie offer is available twice a month.

  • Get freedom from fuel surcharges:

This rbl bank super card offers up to Rs.200 monthly waiver on fuel surcharges across all fuel stations in India. 

  • Enjoy assistance from a multilingual concierge team:

This RBL world card comes with a multilingual concierge team, they can assist you with hotel reservations, gift delivery, table booking at restaurants, etc.

  • Enjoy instant rbl credit card loan facility:

You are allowed to get an instant loan against your world plus card for 3 months, at a minimal credit card loan interest rate of just 1.16%. You can pay back the credit card loan in small monthly installments.

  • Instant rbl online credit card payment options:

You are allowed to make your rbl credit card payment online from your net banking account or by using any credit card payment app like Cred, Paytm, PhonePe, Google Pe, etc.

  • Enjoy easy bill splitting:

This rbl bank super card allows you to split your high-value transactions (above Rs.2500) into small monthly installments. You can calculate the monthly installment from the rbl credit card emi calculator.

  • Security of the advanced EMV chip:

This worldplus super card is equipped with an advanced EMV chip. These chips use a powerful encryption method to store your data, making your RBL super card nearly impossible to clone.

 Also if you notice something suspicious with your credit card account, you can instantly block your credit card account by calling the rbl credit card toll free no or from your rbl credit card online banking account

What are the rbl world plus supercard charges?

Particulars

Payable amount

RBL credit card cash withdrawal charges

2.5% against the amount, min Rs. 500 (check your rbl world plus supercard credit limit before making a withdrawal)

RBL bank super card finance charge

The rbl credit card interest rate can go up to 3.99% monthly (applicable if your bajaj rbl credit card payment is not made in time)

RBL credit card charges on currency conversion

3.5% against the transacted amount

Bajaj finserv rbl bank super card add-on card fee

None

How to contact the rbl bajaj finserv credit card customer care department?

  • Call the bajaj finserv super card customer care number: 022-6232-7777 or 022-7119-0900 (supercard
  • Write to the rbl super card mail id: cardservices@rblbank.com

100xGain Ratings:

6/10

Pros and cons of the rbl world plus credit card:

Pros 

Cons

  • This rbl bank credit card offers free access to airport lounges.
  • The rbl card rewards earning rate is quite impressive.
  • You can also earn some free movie tickets every month.
  • There are no golf benefits on this rbl supercard.

Final Opinion:

As a low-cost lifestyle credit card, the rbl world supercard won’t be a bad option. Since it lets you enjoy free lounge access, assured rbl card reward points with every transaction, and a complimentary multilingual concierge service which is more than enough at this cost.

But if you are not satisfied with the World plus rbl super card benefits, and are ready to spend a bit more to get a more premium credit card, then I would highly recommend you take a look at our best lifestyle credit cards page.

Alternative cards:

  1. Axis Magnus Credit Card (Best for Lounge access, and hotel booking benefits)
  2. Indusind Bank Crest Credit Card. (Best for travel and entertainment-related benefits)
  3. Syndicate Bank Gold Credit Card. (Best for reward points) 

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