RBL World Plus SuperCard Credit Card Review

RBL has brought a new world of privileges with their RBL World Plus SuperCard. It is a MasterCard credit card from RBL Bank of India. This card comes with several features, benefits, and privileges for its customers. The awesome features of this card include – Big Welcome Gift, Reward Programme, Milestone Benefit, Lounge access, Movie offer, Fuel surcharge Waiver, Dining offer, Add on facility, Lost card Liability, Flexible Credit Limit, Balance Transfer, Instant Loan facility, EMI Facility, Anytime Cash withdrawal, Online control, EMV security and lots more.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).
  • Good relation with the bank.

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹4,999 + GST
  • Annual Fee: ₹4,999 + GST


  • Welcome benefit:

With the issuance of the card, you will get 20,000 reward points as a welcome gift. To get this offer you just have to spend ₹2000 with your card and pay the joining fee in time.  

  • Reward benefit:

This card offers 2 reward points for each ₹100 transaction made with this card. You will also get 10X reward points for the same on international transactions. 

  • Lounge Access:

This card offers 8 free accesses at most of the frontline airport lounges in India. You will get a maximum of 2 free accesses per quarter.

  • Movie benefit

If you book a movie ticket from BookMyShow with this card you will get another ticket (Maximum value ₹200) completely free. You can get this offer two times a month. 

  • Dining benefit:

This card offers a 5% discount on your dining bills via 20 reward points that you will get for each ₹100 transaction. 

  • Fuel surcharge waiver:

This card offers up to ₹200 waivers on fuel surcharges. This offer is applicable at most of the fuel stations in India.  

  • Lost card liability:

This card offers zero liability against the lost card. To get the maximum benefit of this offer, you have to report the loss as soon as you notice it. 

  • Milestone benefit:

If you can spend ₹ 3 lakh within a year then you will get 20,000 reward points. You can also get 20,000 reward points more if you can cross the ₹5 lakh spend mark. 

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate.

  • Concierge service:

This card comes with a class concierge service. You can get assistance with hotel booking and getting information about the fitness center, spa and sports center, etc.

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount.

Contact Details:


  • 1800-121-9050
  • +91-22-6232-7777
  • +91-22-7119-0900 (Super Card)


100xGain Ratings:


Final Opinion:

It a low-cost lifestyle credit card from RBL Bank of India. This card offers reward points on domestic and international spending, rewards on dining and movies, lounge access, fuel surcharge waiver, Zero liability against the lost card, concierge service, and lots more. So if you are looking for big reward points and exclusive privilege then this card can be a good option for you. 

But this card does not feature benefits on golf or travel, so if you are a golf lover and you want to spend some more to get golf benefits with your card then you can go for RBL IGU NHS Golf World Card, and if you want to earn benefits on travel then you can go for Axis Bank My Wings Credit Card. 

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