RBL Zomato Edition Black Credit Card Review

The RBL zomato edition black credit card stands out in the over-populated mid-tier credit card category. It is a co-branded credit card designed for Zomato users. The users can earn additional cash with every transaction that can later be used just like cash, enjoy complimentary access to airport lounges, and a complimentary zomato pro plus membership that renews itself every year. A detailed description of the benefits of rbl credit card is mentioned below.

Who can apply for the RBL zomato edition card?

  • Resident Type: Indian. 
  • RBL credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs.7 lakh annually (Approx)
  • RBL card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs.8 lakh annually (Approx)
  • A CIBIL score of 700+ is needed to apply for the RBL zomato card.

What documents are required to apply for an RBL credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report.

What are the RBL zomato black credit card fees?

  • RBL zomato credit card joining fee: Rs.2,000 + GST
  • RBL zomato credit card annual fee: Rs.2,000 + GST

What are the RBL Zomato edition black credit card benefits?

  • Get started with a huge RBL credit card joining bonus:

With your rbl bank credit card activation, you will receive a complimentary zomato pro plus membership. The membership will also renew itself with the payment of the rbl bank card renewal fee.

  • Make every transaction rewarding:

The Zomato black edition card rewards are offered like this.

Category of transaction

Rewards points per Rs.100 spent

Food order from Zomato 10 Edition cashpoints
Food orders from other platforms (excluding Zomato) 2 Edition cashpoints
All other transactions 1 Edition cash point 

10 Edition cash points (only on your birthdays)

You can check your reward balance from the zomato mobile app. The Edition points can be used to pay zomato bills or to make payments at restaurants that accept Edition points as a payment method.

  • Add comfort to your travel:

Using this rbl zomato credit card you can enjoy 2 free quarterly access at most of the leading domestic airport lounges. This zomato black credit card also comes with a complimentary priority pass membership that offers you 2 free yearly access to international airport lounges.

  • Enjoy attractive RBL credit card movie offers:

If you use your zomato card to book a movie ticket from BookMyShow, you will get another one completely free. You can get this zomato credit card offer once a month, and the maximum discount amount is Rs.200.

  • Get an opportunity to earn something extra:

Depending on your credit card usage, you can also earn some extra from your zomato credit card.

Credit card usage

Total benefits

Rs.5,00,000 in an anniversary year 2000 Edition cash
Rs.2,50,000 in an anniversary year A complete waiver on your next year’s rbl credit card annual fee
  • Advanced security arrangements:

Your zomato credit card is equipped with an advanced EMV Chip, these chips use a powerful encryption method to store your credit card info making your card extremely resistant to credit card cloning.

What are the RBL edition credit card charges?


Chargeable amount

RBL credit card atm withdrawal charges 2.5% (min Rs.500) of the withdrawal amount (Check your RBL bank credit card balance before making a withdrawal)
RBL credit card finance charges The RBL credit card interest rate can go up to 3.99% monthly or 47.88% annually (applicable if you don’t pay RBL credit card bill on time)
RBL credit card foreign transaction fee 1.5% against the transaction amount
RBL add on card fee None

How to contact the rbl credit card customer care department?

  • Call the RBL credit card helpline number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the RBL credit card customer care email id: cardservices@rblbank.com 

100xGain Ratings:


Pros and cons of the zomato RBL credit card:



  • You will get a complimentary zomato pro plus membership with this card.
  • This zomato credit card offers free access to airport lounges.
  • The RBL edition credit card reward earning rate is quite impressive.
  • The Zomato credit card annual fee seems a bit high.

Final Opinion:

If you are a regular Zomato user then this card is going to be extremely useful for you. This RBL credit card features a reward earning rate of 10% which is among the highest I have seen in recent times. Apart from that, this zomato card offers free access to airport lounges and free movie tickets every month which are more than enough at this cost. So, if you have got the invitation for this card, then I would definitely suggest you go for this RBL credit card

Also, if you are interested in online shopping then I would also encourage you to check our shopping cards collection.

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