The Samsung Axis Bank infinite credit card is a brand new co-branded credit card that Axis Bank has launched in alliance with Samsung, one of the largest smartphone manufacturers in the world. The card may seem too expensive at the first glance, but it makes a lot of sense when you take a look at the benefits.
It lets you enjoy free access to domestic and international lounges, huge discounts on dining expenses, attractive deals on Samsung products, and so on. So, now let’s take a closer look at the benefits of axis bank credit card and see if they can justify the Rs.5,000 annual fee or not.
Who can apply for the Samsung axis bank credit card?
- Resident Type: Indian
- axis bank credit card eligibility criteria for salaried persons:
- Axis credit card age limit: 18 to 60 years.
- Income: The average monthly income of the applicant should be Rs.1 lakh
- Axis credit card eligibility for self employed persons:
- Axis credit card age requirement: 18 to 70 years.
- Income: The annual income tax return should be greater than Rs.6 lakh.
- Sansung axis bank credit card cibil score requirement: 710+
What documents are required to apply for axis bank credit card?
- Photocopy of Address proof (any 1)
- Last 6 months bank account statement
- Aadhar Card
- Driving License
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
What are the Samsung axis bank credit card fees?
- Axis bank credit card joining fee:Rs.5000 + GST
- Axis bank credit card annual fee: Rs.5000 + GST (Can be waived off on spending Rs.7 lakh in the previous year)
What are the Samsung axis bank credit card benefits?
A huge joining bonus to welcome you:
As you perform 3 successful transactions within the first 30 days of your axis bank credit card activation, you will receive 3000 axis bank credit card points as a credit card joining bonus.
Make your every transaction rewarding:
Every transaction made using this card can earn you assured axis bank credit card reward points.
Category of transaction
Reward points for every Rs.100 transaction
|BigBasket, Tata 1mg, Myntra, Zomato, Urban Company||15 axis credit card reward points|
|All other retail and international credit card transactions||15 axis credit card rewards|
|All other domestic credit card transactions||5 Axis credit card reward points|
You can later use your accumulated rewards to get a product from the axis bank credit card points catalog.
Enjoy exclusive deals on Samsung products:
If you use this axis bank card to buy a Samsung product, you will get a 10% cashback (upto Rs.5,000 in an axis bank credit card billing cycle) on it. The cashback amount will be credited to your monthly axis bank credit card statements.
Add comfort to your travel:
This samsung credit card offers you 8 free yearly access to some of the selected domestic airport lounges. Click here for the axis bank credit card lounge access list. Also, under the Priority pass membership, this card offers 6 free yearly access to international airport lounges.
Dine with more delight:
This axis bank credit card features a 25% discount (upto Rs.800) on your dining bills at some of the leading restaurants across the country. This samsung credit card offer is applicable twice a month and the minimum order value should be Rs.2000. You will also get a complimentary 1-year Eazydiner prime membership with this axis bank credit card.
Get freedom from credit card petrol surcharges:
If you use this axis bank credit card to purchase fuel from any fuel station in India, you will get a 1% waiver on fuel surcharges. The transaction amount should be between Rs.400 to Rs.5,000.
Enjoy easy bill splitting:
Using the axis bank credit card emi facility you can convert your high-value transactions (over Rs.2500) into small monthly installments. This axis bank credit card offer is very helpful for frequent shoppers. You can calculate the axis bank credit card emi interest rate from the axis credit card emi calculator.
What are the Samsung axis credit card charges?
|Axis bank credit card cash withdrawal charges||2.5% against the withdrawn amount, min Rs.500 (check your available axis bank credit card limit before making a withdrawal)|
|Axis bank card finance charge||The axis bank credit card interest rate can go upto 3.6% monthly or 52.86% annually (applicable if you don’t make your axis bank credit card payment in time)|
|Axis credit card international transaction charges||3.5% against the transaction amount|
|Axis add on credit card fee||None|
How to contact the axis bank credit card customer care department?
- Call the axis bank credit card customer care no: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
- Write to the axis bank credit card customer care email id: firstname.lastname@example.org
Pros and cons of the Samsung axis bank visa infinite credit card:
If you are looking for premium card facilities, then this is the card you need. Although the axis bank credit card annual charges are a bit high, the benefits offered by this card can easily justify it. It lets you get free access to domestic and international airport lounges, bag huge discounts on Samsung products, and earn accelerated axis credit card rewards with every transaction.
But if Rs.5,000 annual fee is too much for you, then you should take a look at the Samsung axis bank signature credit card. You can also compare the alternative options given below.
- American Express® Platinum Card (Best for travel, dining, and reward benefits)
- Axis bank ace credit card (Best for cashback, lounge, and dining benefits)
- HDFC Superia Credit Card (Best for reward and lunge benefits)
FAQs on Samsung Axis bank infinite credit card:
Are Axis credit cards good?
Axis bank has several great credit cards to offer us, and the cards also offer a good balance of benefits and affordability.
How to generate axis bank credit card pin?
You can generate your Axis bank credit card pin from your axis bank credit card internet banking account, your nearby ATM. The complete process is discussed on our FAQ page.
How to block axis bank credit cards?
You can block your Axis bank credit card from your axis bank credit card net banking account, by calling the axis bank credit card customer care number, or just by sending an SMS. You can get some help from our FAQ page.
How to enable online usage in axis bank credit cards?
The online transaction facility on your axis bank credit card can be turned on from your net banking account, you can also call the axis bank credit card customer service department and ask the executive to turn the feature for you.
How to apply axis bank credit card?
You can apply for your favorite Axis bank credit card from the axis bank credit card online application portal, or you can visit your nearby Axis bank branch and submit your application there.