Samsung Axis Bank Signature Credit Card Review

After conquering the global smartphone market Samsung has recently targeted the Indian financial market with their new Samsung axis signature credit card. It is a mid-tier credit card designed for those who love technology (specifically Samsung). It offers you huge discounts on Samsung accessories, free access to airport lounges, attractive deals on dining expenses, and so on. More about the axis credit card benefits are discussed below.

How does the axis bank credit card eligibility work?

• Resident Type: Indian
• For salaried persons:
  • Axis credit card age requirement: 18 to 60 years.
  • axis bank credit card minimum salary requirement: The average monthly income of the applicant should be Rs.45,000
• For self-employed persons:
  • Axis credit card age requirement: 18 to 70 years.
  • Axis bank credit card minimum salary requirement: The annual income tax return should be greater than Rs.4 lakh.
• A CIBIL Score of 700+ is required to apply for this samsung credit card.

What documents are required to apply for an axis bank credit card?

• Photocopy of Address proof (any 1)
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the Samsung axis bank credit card fees?

• Axis credit card joining fee: Rs.500 + GST
• Axis credit card annual fee: Rs.500 + GST (Can be waived off on spending Rs.2 lakh in the previous year)

What are the major benefits of axis bank credit card?

• A huge joining bonus to welcome you:

As you perform 3 successful transactions within the first 30 days of your axis bank credit card activation, you will receive 2500 EDGE rewards as a credit card opening bonus.

• Make your every transaction rewarding:

Every transaction made using this card can earn you some assured axis bank credit card points.

Category of transaction	Reward points for every Rs.100 transaction
BigBasket, Tata 1mg,  Myntra, Zomato, Urban Company	10 axis credit card reward points
axis bank credit card retail and international transactions	5 axis credit card rewards

You can later use your accumulated rewards to get a product from the axis bank credit card reward points catalog.

• Enjoy exclusive deals on Samsung products:

If you use this card to buy a Samsung product, you will get a 10% discount (up to Rs.2,500 monthly) on it. The cashback amount will be credited to your monthly axis bank credit card statements.

• Add comfort to your travel:

This axis bank credit card offers you 4 free yearly access to some of the selected domestic airport lounges. Click here for the axis bank credit card lounge access list.

• Dine with more delight:

This samsung credit card offers up to a 15% discount on your dining bills at some of the leading restaurants across the country. This samsung credit card offer is applicable twice in an axis bank credit card billing cycle and the minimum order value should be Rs.1500.

• Get freedom from fuel surcharges:

This axis bank credit card features a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.4,000.

• Enjoy easy bill splitting:

Your Samsung axis bank card allows you to convert your high-value transactions (over Rs.2500) into small monthly installments. You can also calculate the monthly installments from the axis bank credit card emi calculator.

What are the Samsung axis bank credit card charges?

Particulars	Chargeable amount
Axis bank credit card cash withdrawal charges	2.5% against the withdrawn amount, min Rs.500 (check your axis bank credit card limit before making a withdrawal)
Axis bank card finance charge	The axis bank credit card interest rate can go upto 3.6% monthly or 52.86% annually (applicable if your axis bank credit card payment is not made in time)
Axis bank international credit card transaction charge	3.5% against the transaction amount
Axis bank credit card add on card fee	None

How to contact the axis bank credit card customer care department?

• Call the axis bank credit card customer care number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
• Write to the axis bank credit card customer care email id: creditcards@axisbank.com 

100xGain Ratings: 

8/10

Pros and cons of the Samsung axis signature credit card:

Pros	Cons
The reward earning rate of this axis card is very impressive. This axis bank credit card offers you free access to airport lounges. You can enjoy a big discount on dining expenses.	There are no travel and entertainment benefits on this axis credit card.

Final Opinion:

As a mid-range credit card, it would be a great choice for your regular usage. It has an impressive reward earning rate and huge discount offers on dining and Samsung accessories, which is more than enough at this cost. 

But if you want some alternative options to compare with, then we have plenty of awesome credit cards on our best credit cards pages. 

Alternative Cards:

1. Axis Bank Neo Credit Card (Best for cashback and movie benefits) 
2. HDFC Bank Freedom Credit Card (Best for reward and dining benefits)
3. IDFC First Bank Wealth Credit Card (Best for premium benefits)

FAQs on Samsung Axis bank credit card:

• What is the minimum salary for Axis credit card?

It may vary depending on the credit card type you have chosen. But for a regular axis credit card, it is Rs.35,000 monthly.

• What is Axis credit card limit?

Your credit card limit depends on your eligibility credentials, like your monthly income, credit score, etc. You can also check your total credit limit from your axis bank credit card internet banking account.

• Which credit card is best HDFC or Axis?

The best credit card would be one that fits your budget and fulfills your requirements. Now the answer to your question, both banks are two of the best private sector banks in India, and both of them are best in their respective fields.

• How to activate axis bank credit card?

You can activate axis bank credit card from your net banking account, or from your nearby ATM. The process is discussed on our FAQ page.

• How to close axis bank credit card?

The complete axis bank credit card closing procedure is discussed on our faq page.

• How to check axis bank credit card status?

You can keep track of your axis bank credit card status from your net banking account, or by calling the axis bank credit card customer service department.

• How to pay axis bank credit card bill?

You can make axis bank credit card bill payment online from your net banking account, you can also use any credit card bill payment app like Cred, Paytm, Phonepe, Google Pay, etc. You can also find more about the offline methods on our FAQ page.

• Can I Pay Samsung pay with credit card?

Yes, you can add your credit or debit card to your Samsung pay account.

• Which cards are eligible for Samsung pay?

The eligible credit card types are  – Visa, American Express, MasterCard, JP Morgan Chase, Bank of America, CITI, US Bank, PNC, etc.