If you travel regularly with Air India, then the air india sbi signature card would be a solid choice for you. While this card comes with a high annual fee of Rs,4999, it lets you enjoy accelerated rewards with every transaction, attractive air india booking offers, free access to domestic and international airport lounges, and lots more. Now let’s take a look at the benefits of air india sbi signature card and see if they can justify the high annual fee or not.
Who can get Air India SBI Signature credit card?
- Resident Type: Indian.
- SBI credit card eligibility criteria for salaried person:
- Age: 21 to 65 yrs.
- Income: Rs. 60,000 monthly.
- SBI credit card eligibility criteria for self-employed person:
- Age: 21 to 65 yrs.
- Income: Rs.70,000 monthly.
- The cibil score required for sbi credit card application is 760 or more.
What are the documents required for sbi credit card application?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent passport-sized photograph
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slip, (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
What are the Air India SBI Signature credit card fees?
- SBI air india credit card joining fee: Rs. 4,999 + GST
- Air india sbi signature card annual fee: Rs. 4,999 + GST
What are the sbi air india signature card benefits?
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A huge joining bonus to welcome you:
As you activate your sbi air india card for the first time and pay your first-year joining fee, you will receive 20,000 sbi card rewards as a welcome bonus. Also, as a part of the SBI credit card opening bonus, you will receive a complimentary air india frequent flyer membership.
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Make your transactions more rewarding:
Your every transaction with this air india signature card can earn you useful sbi credit card rewards.
|
Category of transaction |
SBI credit card reward points |
| Regular credit card transactions | 4 rewards for every Rs.100 transaction |
|
Milestone rewards |
|
| Rs.5 lakh within a year | 20,000 air india rewards |
| Rs.10 lakh within a year | Additional 30,000 air india points |
| Rs.20 lakh within a year | Additional 50,000 rewards |
You can check your reward balance from your sbi credit card online banking account.
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Experience complimentary sbi air india signature card lounge access:
This sbi air india signature card comes with a complimentary priority pass membership that offers you free access to 600+ airport lounges across the globe. Also under the sbi credit card lounge access program, this card offers you upto 8 free yearly access (2 per quarter) to most of the leading domestic airport lounges.
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Enjoy attractive benefits on travel booking:
The air india sbi signature credit card features some attractive deals on travel booking, the details are given below.
|
Category of transaction |
Benefits |
| Air India online ticket booking via the air india app or website | 30 rewards for every Rs.100 transaction (10 rewards when booked for others) |
| Air India ticket booking from booking offices or via Air India call centers | 10 rewards for every Rs.100 transaction |
| Super saver booklet purchase | 10 SBI credit card reward points for every Rs.100 transaction |
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Get freedom from sbi credit card fuel surcharges:
This sbi air india card offers a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs. 500 to Rs. 4000. You can earn up to Rs.250 waiver every sbi card statement cycle.
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Complimentary lost card liability coverage:
This air india signature card comes with a lost card liability coverage of Rs. 1 lakh. So, if your card gets lost or stolen, you just have to report it by calling the sbi credit card helpline phone number and you will no longer be liable for anything bad that may happen to your account.
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Enjoy easy bill splitting:
The sbi credit card flexi pay emi facility allows you to convert your high-value transactions into small monthly installments. If you don’t know, ‘how to convert sbi credit card payment to emi?’ then make sure to take a look at our faq page.
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The perfect travel companion for you:
Your air india sbi signature credit card works on the Visa platform, which means, you can use it in over 200+ countries across the globe.
What are the charges of the air india sbi signature card?
|
Particulars |
Chargeable Amount |
| SBI credit card cash withdrawal charge | 2.5% against the amount, min Rs. 500 (check your sbi credit card limit before making a withdrawal) |
| Air india sbi card finance charge | The SBI credit card interest rate can go up to 3.50% monthly (applicable if your credit card bill is not paid on time) |
| SBI credit card international transaction charges | 3.5% against the transaction amount |
| Air india credit card add on card fee | None, free for a lifetime |
How to contact sbi credit card customer care department?
- Call the sbi credit card customer care number toll-free: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
- Write to the sbi credit card email id: customercare@sbicard.com
100xGain Ratings:
7/10
Pros and cons of the sbi signature air india card:
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Pros |
Cons |
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Final Opinion:
For those who travel quite frequently with Air India, this SBI signature card can be really helpful, especially because, it offers big reward points which you can convert into air miles, 8 free domestic lounge access, attractive air india ticket booking offers, up to Rs. 250 monthly savings on fuel surcharges, and lots more.
But if you are not satisfied with the benefits offered by this sbi air india signature credit card then take a look at our best travel credit cards page. It will help you in making a choice.
Alternative Cards:
- HDFC Bank Regalia First Credit Card. (Best for cashback and lounge access)
- RBL World Safari Credit Card. (Best for travel points and lounge access)
- RBL World Plus SuperCard. (Best for reward point and lounge access)