SBI Air India Signature Credit Card Review | SBI Air India Credit Card Review

Air India SBI Signature Card is a co-branded travel credit card, specially designed for frequent Air India fliers. You will get rewards for flight bookings. This card offers some attractive benefits like a welcome gift, reward points, milestone benefits, sbi credit card lounge access , Air travel offers, global acceptance, fuel surcharge waiver, etc. let’s discuss the card in detail and see if it is worth the Rs. 4999 annual fees or not.

Who can get sbi credit card / Eligibility ?

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 60,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: 21 to 65 yrs. 
  • The cibil score required for sbi credit card application is 760 or more.
  • Good relation with the bank. 

Click here to check sbi credit card application status with mobile number

Documents required for sbi credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

Click here to know the sbi credit card activation online process. 

Sbi credit card fees :

  • Joining Fee: Rs. 4,999 + GST
  • Annual Fee: The sbi credit card annual charges for this card is Rs. 4,999 + GST

Benefits of the sbi air india credit card :

  • Welcome benefit:

With the issuance of the sbi air india card and the payment of the joining fee, you will get 20000 reward points as a welcome gift. 

You will also get complimentary membership of the Air India frequent flyer. You will get the welcome gift within 15days of paying the annual fees.

  • Reward benefit:

For each Rs. 100 spend with sbi air india credit card you will get 4 sbi credit card reward points

You will be able to get up to 1 lakh bonus reward points per year.

These reward points are convertible and you can convert them into Air India miles. (1 reward point = 1 Air India Mile). 

You can find your sbi credit card usage details from your sbi credit card online banking account. 

  • Lounge access:

This air india sbi signature card offers you 8 free accesses to the domestic visa lounge, you can get a maximum of 2 visits per quarter.

  • Travel benefit:

If you book your flight tickets from www.airindia.com you will get 30 credit card reward points for each Rs. 100 transactions. 

You will get the reward points in between 45 days. If you spend Rs. 100 on supersaver booklets you will get 10 reward points.

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges, you can save a maximum of Rs. 250 in a month. The transaction amount should be between Rs. 500 to Rs. 4000. If you want to earn more benefits on fuel purchase then go for a proper sbi fuel credit card

  • Lost card liability coverage:

This sbi air india credit card with lost card liability coverage of Rs. 1 lakh. To avail the maximum benefit of the coverage, you have to report the loss as soon as you notice it by calling the sbi credit card helpline phone number given below. 

  • Milestone benefit:

You will get 5000 reward points per year as an anniversary gift. The rest of the reward scheme is discussed below. 

Total Spend 

Time 

Total points

Rs. 5 lakh 

In a year. 

20000 bonus reward points

Rs. 10 lakh. 

In a year.

30000 bonus reward points

Rs. 20 lakh. 

In a year.

50000 bonus rewards points

  If you are thinking about how to know sbi credit card balance ? then feel free to visit our page for the answer

  • Add on card:

You can add any 2 of your family members like parents, spouse, and siblings with your sbi air india credit card as an add-on member. The member’s age should be minimum of 18 years. You can track the spendings of your add-on members from your SBI credit card netbanking account. 

Click here to know how to download sbi credit card statement using your net/mobile banking account. 

  • Flexipay:

By using flexibly you can convert your transection in easy monthly installment. 

Visit our FAQ page to know how to convert sbi credit card payment to emi .

 Click here for the SBI credit card interest rate calculator.

  • Balance transfer:

You can Transfer your other bank credit card’s outstanding to your Air India SBI Signature Card and pay back it in EMIs with the low sbi credit card balance transfer interest rate .

You can check your credit card balance just by calling the sbi credit card balance enquiry number8422845512

Click here for the sbi credit card balance transfer interest rate and other information about this feature. 

  • Global acceptance:

This sbi visa credit card is accepted widely throughout the world. So you can use this air india sbi signature card at almost any outlet or e-commerce site to make payments.

Charges of the air india sbi signature card :

Particulars

Chargeable Amount

Cash Withdrawal Charge

2.5% against the amount, min Rs. 500

Finance Charge

3.35 % monthly

Foreign currency transaction

3.5% against the transaction amount

Add on card fee

None, free for a lifetime 

How to contact sbi credit card customer care ?

You can call the sbi credit card customer care number toll free : 1860-180-1290 / 022-3902-0202 or 1860-180-7777

Or mail at sbi credit card email id: [email protected]

If you are thinking about how to stop auto debit in sbi credit card? Then click here to download the sbi credit card auto debit form.

100xGain Ratings:

7/10

Final Opinion:

For those who travel quite frequently with Air India, this card can be one of the best travel credit cards , especially because, it offers big reward points which you can convert into air miles, 8 free domestic lounge access, reward benefit on flight booking, up to Rs. 250 savings on fuel surcharges, etc. So if you are a regular flyer with Air India, and if you want a credit card for travel-related expenses, you can go for this card.

But if you are not satisfied with the benefits offered by this air india sbi signature card then take a look at the alternative card options given below. 

Alternative Cards: 

  1. HDFC Bank Regalia First Credit Card. (Best for cashback and lounge access) 
  2. RBL World Safari Credit Card. (Best for travel points and lounge access)
  3. RBL World Plus SuperCard. (Best for reward point and lounge access) 

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