There are so many SBI credit card available in the market but SBI ELITE card is one of the most top credit card of the SBI. It provides to much offer for its users. for example welcome gift, complimentary movie tickets, milestone privileges, ELITE Rewards, international lounge program, domestic lounge program, club vistara membership, trident privilege membership, lowest forex markup, exclusive concierge service and so on. So lets discuss about the privileges of this card and more details.

Eligibility Criteria:

  • Cardholder should be a citizen of India.
  • Age 18 – 70 years.
  • Credit score must be 750 or above

Documents Required:

  • Proof of income like salary slip or form 16
  • A copy of PAN card or form 60
  • Proof of resident such as aadhar card, passport, election card etc.


Cardholder should be a citizen of India.


  • For applicant age must be 18-70
  • For add to card holder age must be 15 or above.



For salaried income must be Rs. 60,000 per month with ITR.


Monthly income Rs. 60,000 per month with ITR.


Joining Fee:

Rs. 4999 +GST  (one time)

Annual Fee:

Rs. 4999 + GST (as renewal)


After giving joining fee cardholder receive a e welcome e -gift voucher worth Rs. 5000. You can chose any one brand from the list such a Yatra, hush puppies/bata, pantaloons, aditya birla fashion, Shoppers stop,  Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet fashion, Simon Carter etc.

Reward Points:

  • Earn up to Rs. 50,000 bonus points for spending Rs. Lakh per annum.
  • Get 5X reward point on the spending -dining, departmental stores and grocery spending.
  • Get 2 reward point for spending every Rs. 100. 4 reward point= ₹1

So, if you get 50000 bonus points then you can earn Rs. 12,500.

Airport Lounge Access:

  • Get 2 complimentary domestic airport lounges visits every quarter in a year.
  • Also get 6 complimentary international airport lounges visits in a year.
  • Access over 1000 Airport lounges through out the globe.

Hotel Booking:

  • Get complimentary club vistara membership.
  • Enjoy 9 point of vistara club on every Rs. 100 spending.
  • Enjoy 1 complimentary upgrade voucher.
  • Enjoy complimentary trident privilege membership (red tier)
  • Get super 1000 welcome bonus point on registration on trident membership.
  • Get 1500 bonus point on your first stay in hotel and 1000 point on extended night stay.
  • Enjoy 10 points on every Rs. 100 spending.


On the dining you can get 5X reward point.

Fuel Surcharge:

Enjoy 1% of  fuel surcharge waiver, on every transection between Rs. 500 to Rs. 4000 at any petrol feel station in all over India.

Foreign Exchange Rate:


Card Loss Liability:

Enjoy a Rs. 1 lakh of complimentary credit card fraud liability cover .


Cash Withdrawal Charge:

2.5% of the withdrawal amount or Rs. 300 (whichever is higher), whereas for international transactions, a fee worth 3% or Rs. 300 (whichever is higher) is levied.

Charges on over limit amount:

2.5% of the over limit amount subject to a minimum amount of Rs. 500

Additional facility :

Contactless advantages :

During your transection you not to need hand over you card. Simply wave your card at the secure reader. It reducing the chance of loss card and fraud due to skimming. Even the unique security features of visa pay wave will ensure only one transection on one time in spite of multiple time wave of the card at the reader.

Global acceptance :

SBI card ELITE is accepted throughout the world.

Emergency card replacement :

Enjoy your SBI ELITE card replacement in anywhere of the world,

Add on card facilities :

You can add any 2 of your family members like parents, spouse, siblings with the SBI ELITE card. The members age should be minimum 18 years.

Cash access across the world :

You can withdrawal money anywhere in the world from VISA ATM

Easy bill pay  facilities :

You can pay your any kind of bill like electricity, mobile and so on by using SBI card ELITE facility.

Flexipay :

By using flexipay you can convert your transection in easy monthly installment.

Balance transfer of EMI :

 You ca Transfer your other bank credit card outstanding to your SBI card ELITE and pay back it  in EMIs with low interest rate.

Easy money :

You can get a draft or cheque against your cash limit and get it delivery to your doorsteps.

Customer Care Number :



Email Id: [email protected]

100X Gain Ratings: 4 star

Final Verdict:

If you are a new credit card user then go for it. Actually, not only new but also any user can use it. If it is fit for your demand then definitely go for it. Though its first-time fee is too high then if you think that it can fulfill your demand then definitely go for it.

Categories SBI

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