SBI prime credit card is those kind of credit card which provide a lots of facilties to its user. Its offers so many extraordinary premium service like prime rewards, milestone benefits, trident privilege membership, club vistara membership, lounge access, birthday benefit, mastercard & visa card privileges and more. Even it also provides contactless advantage, global acceptance, fraud liability cover, emergency card replacement, add on card facility, safe and secure from counterfeiting, easy bill pay facility, flexipay, balance transfer on EMI. Actually it makes its customer prime as like it.

Eligibility criteria :

  • Must be a citizen of india.
  • Age should be 21 and more

Income :

Minimum monthly income(ITR) must be Rs. 30,000 or Rs.3,60,000 per annum for salaried and business as well.

Fee :

Annual fee (only for one time) 2999 + Taxes

Renewal fee/ annum – 2999 + Taxes.

Document required :

PAN card ( copy) or Form 60. Identity proof (PAN card, driving license,  a copy of Aadhaar, etc.)

Privileges on SBI card PRIME :

Welcome gift :

After 15 days of paying the annual fee you will get a SMS to choose e- voucher options as welcome gift. There are so many brand for your choice like Bata / Hush Puppies, Pantaloons, Shopner Stop, Yatra and so on.

Prime Rewards :

Get 2 reward point/ Rs. 100 on all other retails spends. 4 reward point =Rs.1. You can use it with your card outstanding.

Milestone benefits :

Waiver of renewals fee on annual spends of Rs. 3 lakhs.

Trident privilege membership :

  • Get 1000 welcome points on registration
  • Enjoys 1500 bonus points on first stay and Rs. 1000  on extended night stay.
  • Enjoy complimentary trident privilege membership.

Club vistara membership :

Get complimentary vistara club  membership (silver)

Lounge access :

Enjoy 4 complimentary (maximum 2 visits/quarter) visits in a year to international facilities pass lounges and 8 complimentary visits (maximum 2 visits/ quarter) in a  year to domestic lounges in India (VISA/Mastercard ).Offer is valid for primary cardholders only.

Birthday benefit :

Enjoy 20 reward points per Rs. 100 spent on your birthday.

Mastercard/ VISA privileges :

Enjoys 15% off on luxury airport transfer service.

Other privileges :

Contactless advantages :

During your transection you not to need hand over you card. Simply wave your card at a secure reader to transect. It reducing the chance of loss card and fraud due to skimming. Even the unique security features of visa pay wave will ensure only one transection on one time in spite of multiple time wave of the card at the reader.

Global acceptance :

SBI card PRIME is accepted throughout the world.

Fraud liability cover :

This card provide Rs. 1lakh  complimentary credit card fraud liability cover of Rs.

It also provide Rs. 50 lakh complimentary air accident liability cover.

Emergency card replacement :

Enjoy your SBI PRIME card replacement in anywhere of the world,

Add on card facilities :

You can add any 2 of your family members like parents, spouse, siblings with the SBI PRIME card. The members age must be above 18 years.

Cash access across the world :

You can withdrawal money throughout the world from VISA ATM

Safe and secure :

SBI PRIME ensure security of your money against counterfeiting and skimming.

Easy bill pay  facilities :

You can pay your any kind of bill like electricity, mobile and so on by using SBI card PRIME facility.

Flexipay :

By using flexipay you can convert your transection in easy monthly installment.

Balance transfer of EMI :

You can Transfer the outstanding of your other bank credit card outstanding to your SBI card PRIME and  pay it  back  in EMIs with low interest rate.

Foreign exchange rate : 3.5%

For more details please visit

Or customer care number – 1800–425-3800

Email id :

[email protected]

Charges :

Except joining fee and renewal fee you can get a fee waiver if you spent a premium of Rs. 3lakh annually

100X Gain Ratings :

5 star

Final verdict :

If you are seeking a credit card of world-class level but cheapest in charges. Then SBI card PRIME is appropriate for you. It provides you a world-class facility and feels you an elite class credit card user.

Categories SBI

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