SBI Dena Secured Credit Card

‘SBI Dena Secured Credit Card’ is a secured credit card. This card is a collaboration of ‘Dena Bank’ with ‘State Bank of India’ this card comes with a number of features and benefits for its customers like – Welcome benefits, anytime cash withdrawal, Add on facility, Online control, balance transfer, and duel security from both of the bank. In fact this card is very beneficial for its customers. 

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 18 – 60 years.
  • Occupation – Both Salaried and Self-employed people can apply.
  • Income – This card is offered against your fixed deposit account.
  • Minimum fixed deposit amount should be ₹ 30,000.
  • Good CIBIL Score.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Ration card.
  • Gas, Electricity or any utility bill. ( recent )
  • Passport.
  • Document of property registration.
  • Proof of Income –
  • Salary Slip (recent 3 months) (only for salaried applicants)
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • KYC-PAN.
  • Fees –  
  • Joining fee – None.
  • Annual fee – ₹ 250.
  • Add on fee – ₹ 100.
  • Interest rate (p.m.) – 1.99% monthly.  
  • Benefits – The benefits of ‘SBI Dena Secured Credit Card’ is described below –
  • Welcome benefits – With the issuance of the card you will get ₹ 100 cash-back on your first cash withdrawal, as a welcome gift. You can get this offer within 30days of the card activation.
  • Easy application – With this card you don’t need to go through the hustle of application process. The application procedure of the card is very simple and fast, also you can avail this card against your Fixed deposit amount. (Min amount – 30,000).
  • Zero Joining Fee – You don’t need to pay any joining fee for the card. You can get this card without ant joining fees.
  • Credit convenience – With your ‘SBI Dena Secured Credit Card’ you can enjoy up to 50 days of credit free period. If you need then you can enjoy an extended credit period with a very low interest rate of 1.99% (monthly).
  • Anytime cash Withdrawal – Cash withdrawal is now very easy. With this card you can withdraw cash almost from any ATMs. You can get cash from up to 18,000 ATMs in India. Maximum Withdrawal limit is 100%
  • Balance Transfer – With this feature you can now get a lower interest rate on your due amounts. You can just transfer the outstanding balances from your other credit card to your ‘SBI Dena Secured Credit Card’ to get a lower interest rate.
  • Ticket Booking – With this cad you can enjoy an easy and fast ticket biking facility. You can now book your Railway tickets online and also you can order them at your door step with some simple steps.
  • Add on facility – With this feature you can now share the benefits of your credit card with your loved ones. You just have to add your loved ones (children, parents, siblings) with your card and they can also enjoy the benefits of a credit card. (Min age – 18+)
  • Flexipay – This feature allows you to pay your big shopping bills more easily in monthly instalments. You can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low interest rate. You can transform your bills into EMIs within 10 days of purchase. 
  • Charges –
  • Cash Advance – 2.5% against the withdrawn amount. 3% at overseas ATMs.
  • Extended Credit charge – min ₹ 200.
  • Foreign currency transaction – 3.5% against the transaction amount.
  • Other Features –
  • Easy money – You can now get bank draft more easily. With this card you can now order a bank draft at your door-step any time with just a phone call. This feature is very helpful for bill and tax payments. the amount of the draft will be added with your monthly card bills.
  • Utility bill payments – Now you don’t need to worry about your utility bills. With auto-pay feature you can pay your bills automatically within due dates. You can also set  the amount of the bill you want to pay.
  • E- Statements – You don’t need to wait for monthly statements anymore. You can get a E – Statement anytime at your will in your E – mail.
  • Alert facility – With this feature you will feel more secure regarding to your account. You will get SMS & E – Mail Alerts on each transaction, reaching credit limit, Mini statements and lots more.
  • Worldwide Acceptance – Your ‘SBI Dena Secured Credit Card’ is accepted over 2 million visa outlets in the world. That means you can use this card almost any-where.
  • Drop Box Locator – You can get a list of Drop boxes in your locality with just an SMS.
  • Active Customer service – You can experience an Active and Premium customer service Experience with this card. You can get any help anytime from them.
  • Customer care number –
  • 1860 180 1290
  • 1800 180 1290
  • 1800 180 1295
  • Final verdict –

If you are looking for a secured credit card then this card will be your first choice. It has a number of features and benefits like – Welcome offer, free credit period, Easy money facility, Auto bill payment and lots more. so if you are eligible then you must go for this car as it offered the best possible features at a very low cost.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 18 – 60 years.
  • Occupation – Both Salaried and Self-employed people can apply.
  • Income – This card is offered against your fixed deposit account.
  • Minimum fixed deposit amount should be ₹ 30,000.
  • Good CIBIL Score.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Ration card.
  • Gas, Electricity or any utility bill. ( recent )
  • Passport.
  • Document of property registration.
  • Proof of Income –
  • Salary Slip (recent 3 months) (only for salaried applicants)
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • KYC-PAN.
  • Fees –  
  • Joining fee – None.
  • Annual fee – ₹ 250.
  • Add on fee – ₹ 100.
  • Interest rate (p.m.) – 1.99% monthly.  
  • Benefits – The benefits of ‘SBI Dena Secured Credit Card’ is described below –
  • Welcome benefits – With the issuance of the card you will get ₹ 100 cash-back on your first cash withdrawal, as a welcome gift. You can get this offer within 30days of the card activation.
  • Easy application – With this card you don’t need to go through the hustle of application process. The application procedure of the card is very simple and fast, also you can avail this card against your Fixed deposit amount. (Min amount – 30,000).
  • Zero Joining Fee – You don’t need to pay any joining fee for the card. You can get this card without ant joining fees.
  • Credit convenience – With your ‘SBI Dena Secured Credit Card’ you can enjoy up to 50 days of credit free period. If you need then you can enjoy an extended credit period with a very low interest rate of 1.99% (monthly).
  • Anytime cash Withdrawal – Cash withdrawal is now very easy. With this card you can withdraw cash almost from any ATMs. You can get cash from up to 18,000 ATMs in India. Maximum Withdrawal limit is 100%
  • Balance Transfer – With this feature you can now get a lower interest rate on your due amounts. You can just transfer the outstanding balances from your other credit card to your ‘SBI Dena Secured Credit Card’ to get a lower interest rate.
  • Ticket Booking – With this cad you can enjoy an easy and fast ticket biking facility. You can now book your Railway tickets online and also you can order them at your door step with some simple steps.
  • Add on facility – With this feature you can now share the benefits of your credit card with your loved ones. You just have to add your loved ones (children, parents, siblings) with your card and they can also enjoy the benefits of a credit card. (Min age – 18+)
  • Flexipay – This feature allows you to pay your big shopping bills more easily in monthly instalments. You can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low interest rate. You can transform your bills into EMIs within 10 days of purchase. 
  • Charges –
  • Cash Advance – 2.5% against the withdrawn amount. 3% at overseas ATMs.
  • Extended Credit charge – min ₹ 200.
  • Foreign currency transaction – 3.5% against the transaction amount.
  • Other Features –
  • Easy money – You can now get bank draft more easily. With this card you can now order a bank draft at your door-step any time with just a phone call. This feature is very helpful for bill and tax payments. the amount of the draft will be added with your monthly card bills.
  • Utility bill payments – Now you don’t need to worry about your utility bills. With auto-pay feature you can pay your bills automatically within due dates. You can also set  the amount of the bill you want to pay.
  • E- Statements – You don’t need to wait for monthly statements anymore. You can get a E – Statement anytime at your will in your E – mail.
  • Alert facility – With this feature you will feel more secure regarding to your account. You will get SMS & E – Mail Alerts on each transaction, reaching credit limit, Mini statements and lots more.
  • Worldwide Acceptance – Your ‘SBI Dena Secured Credit Card’ is accepted over 2 million visa outlets in the world. That means you can use this card almost any-where.
  • Drop Box Locator – You can get a list of Drop boxes in your locality with just an SMS.
  • Active Customer service – You can experience an Active and Premium customer service Experience with this card. You can get any help anytime from them.
  • Customer care number –
  • 1860 180 1290
  • 1800 180 1290
  • 1800 180 1295
  • Final verdict –

If you are looking for a secured credit card then this card will be your first choice. It has a number of features and benefits like – Welcome offer, free credit period, Easy money facility, Auto bill payment, and lots more. so if you are eligible then you must go for this car as it offered the best possible features at a very low cost.

Categories SBI

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