SBI Simply Click Credit Card Review

SBI offers various types of credit cards to its customers, and sbi simply click card is one of them, this card is specially designed for frequent shoppers. It offers some exclusive benefits on online shopping. The benefits of this card include – reward points on online shopping, fuel surcharge waiver, opportunity to earn some bonus rewards, opportunity to get a waiver on the annual fee, etc.

This card also offers some attractive features like balance transfer, Flexipay, Autopay, etc. Now let’s discuss the card in detail

Sbi simply click credit card eligibility:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 20,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 30,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

If you want to know how to track sbi credit card application status then visit our FAQ page

Required Documents for sbi simply click credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement: Since it is not a secured credit card, you cant get this sbi credit card without income proof
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

      Click here to know how to set pin for sbi credit card for the first time. 

Fee:

  • Sbi simply click credit card joining fee: Rs. 499 + GST
  • Sbi simplyclick credit card annual fee: The sbi credit card yearly charges for this card is Rs. 499 + GST

Sbi simply click credit card benefits:

  • Welcome benefit:

With the issuance of the sbi simplyclick credit card, you will get a welcome gift voucher from Amazon worth Rs. 500. The validity of the gift voucher will be 12 months. 

  • Reward benefit:

Your sbi simply click credit card offers exclusive reward points on your expenses.

If you spend on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, etc. you will get 10X sbi simply click credit card reward points.

You will get 5X reward points if you spend for all other purposes online.

If you spend Rs.100 for all other purchases you will get 1 reward point.

  • Sbi simply click credit card fuel surcharge waiver:

You will be able to get a discount of 1% fuel surcharge, applicable at any fuel station in India. The transaction must be between Rs. 500 to Rs. 3000. You can save a maximum of Rs. 100 in a month. You can check your sbi simply click credit card limit from your net banking or mobile banking account. 

  • Milestone benefit:

If you spend Rs.1 lakh within 1 year of receiving the card you will get an e-voucher worth Rs. 2000. And if you spend Rs. 2lakh in a year you will also get one more e-voucher worth Rs. 2000. You can check your sbi simply click credit card status from your net banking/mobile banking account. 

  • Annual fee waiver:

If you can spend Rs. 1 lakh or more with your sbi click credit card within a year, then the annual fee for the next year will be waived off and you can use this sbi credit card free for a year. 

  • Balance transfer:

You can transfer the outstanding balances from your other credit card to your sbi click credit card to get a lower interest rate.

  • Autopay:

This is one of the most useful sbi simply click credit card features. With the auto-pay feature, your bills will be paid automatically within due dates. You can also set the maximum amount you want to pay.

  • Flexipay:

With this sbi credit card facility, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low-interest rate. You can transform your bills into EMIs within 10 days of purchase. Click here for the sbi credit card interest rate calculatorClick here to know how to convert sbi credit card transaction into emi

  • Add on the facility:

You can add your loved ones with your sbi simply click card as add-on members and they can also enjoy the benefits of having a credit card. The Age of the add-on members should be at least 18 yrs. For any queries, you can call the sbi credit card customer care toll free number given below. 

  • Ticket booking:

With this simplyclick sbi credit card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps.  

  • Alert facility: 

With this feature, you will feel more secure regarding your SBI simply click credit card account. You will get SMS & E-Mail Alerts on cash transactions, reaching credit limits, Mini statements generation, and lots more. 

  • Worldwide acceptance:

Your SBI simply click card is accepted by over 2 million visa outlets in the world. That means you can use this card almost anywhere.

  • Contactless facility:

This simply click sbi card comes with a contactless payment facility, it makes your everyday card payment much easier also protects your card from skimming. 

Sbi simply click credit card charges:

Particulars 

Payable Amount

Cash Withdrawal Charge

2.5% against the amount, min Rs. 500. Make sure to check your sbi simply click credit card credit limit.

Finance Charge

3.50% per month.

Foreign currency transaction

3.5% against the transaction amount.

Add-on card fee

None.

You can Close/cancel sbi credit card account just by calling customer service. 

Contact Details:

Sbi credit card customer care 24×7 helpline number: 1860-180-1290 / 022-3902-0202 or 1860-180-7777

Sbi credit card customer email id: For any complaint, you can write to the email id of sbi credit card customer  care [email protected]

If you want to close your simply click sbi card account then click here to download the sbi credit card closure form. 

100xGain Ratings:

6.5/10

Final Opinion:

For those who like to earn reward points from their shopping, this card can be a very good option. It offers 10X sbi simply click credit card reward points on online spending on shopping entertainment and medicine, Fuel surcharge waiver, some bonus reward points on achieving the milestone, also this card offers some useful features like Flexipay or balance transfer facility that makes this one of the best sbi credit card for online shopping

If you want to explore some more options, then take a look at the alternative card options given below. 

Alternative Cards: 

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