SBI has introduced a new credit card for everyday spends named sbi simplysave credit card. Just like other SBI cards, it offers several benefits and features like a big welcome benefit, reward benefit, sbi credit card annual fee waiver, fuel surcharge waiver, EMI facility, automatic bill payments, etc. Go through the complete article to know more about the card.
Sbi simply save credit card eligibility criteria:
- Resident Type: Indian.
- For salaried person:
- Age: 18 to 60 years.
- Income: Rs. 20,000 monthly.
- For self-employed person:
- Age: 18 to 65 years.
- Income: Rs. 30,000 monthly.
- Good relation with the bank.
- Good CIBIL score (750 or more).
You can track sbi credit card application online by clicking here.
Required documents for sbi simply save credit card application:
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slips. (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
Sbi credit card fees:
- Joining Fee: Rs. 499 + GST.
- sbi simply save credit card annual fee: Rs. 499 + GST. (can be waived off if Rs. 1,00,000 or more is spent within a year)
Benefits of sbi simply save credit card:
Let’s checkout sbi simply save credit card benefits
With the issuance of the card, you can get 2,000 sbi simply save credit card reward points as a welcome gift. To avail of this offer you just have to pay the joining fee in time and spend Rs. 2,000 within the first 60 days.
The sbi simply save credit card offers reward points on your purchases:
You will get 1 reward point for each Rs. 100 transaction in all categories.
On every Rs. 100 spent on dining, Movies, Groceries, and at Departmental stores, you will get 10 sbi credit card rewards points.
You can check your sbi simply save credit card status from your net banking/mobile banking account or just by calling the sbi credit card helpline number given below.
On this simply save credit card sbi offers 10 reward points for each Rs. 100 to spend on dining. That means your evenings will be more rewarding.
Fuel surcharge waiver:
With this simply save sbi credit card, you will get a 1% waiver on fuel surcharges. This offer applies to most of the fuel stations in India. The transaction amount should be between Rs. 500 to Rs. 3,000, and you can get a maximum waiver of Rs. 100 in a sbi credit card billing cycle.
Annual fee waiver :
You can also get a 100% waiver on your sbi credit card annual charges. Just spend Rs. 1,00,000 or more with your card within a year and the next year’s annual fee will be waived off.
You can check your sbi simply save credit card limit and your credit card belence form your online banking account or just by calling the sbi bank credit card customer care number.
This sbi credit card offers you to share the benefits of your simply save sbi card with your loved ones. You just have to add your loved ones with your card as add-on members and they can also enjoy the benefits of having a credit card, minimum age of an add-on member should be 18.
SBI simply save credit card balance transfer facility:
You can now transfer the balance from your other cards to your SimplySAVE SBI Card to get a lower sbi credit card interest rate against your dues. For any queries about this feature, you can call the sbi credit card toll free customer care number given below.
Easy bill payment facility:
SBI introduced a new feature called Autopay, which has made bill payments much easier. With the sbi credit card auto debit feature, your utility bills will be paid in time automatically. You can also set the maximum amount you want to pay with this feature.
With the help of sbi credit card flexipay, you can convert high-value purchases into EMIs. Minimum purchase amount Rs. 2,500 and you can convert a purchase into EMI within 30 days of the card activation.
Click here for the online sbi credit card loan emi calculator.
Your Simply SAVE SBI Card comes with the contactless payment feature, it allows you to make your sbi credit card payments with just a wave at the POS terminals. It significantly reduces the chance of loss or misplacement of cards.
You can turn on/off your domestic contactless usage for sbi credit card from your online banking account.
You can use this simply save SBI card in any country in the world. This card can also be used to make online purchases from any foreign e-commerce site. But in both cases, you have to pay the charge for the currency conversion.
SBI simply save credit card charges:
Cash Withdrawal Charge
2.5% against the withdrawn amount (min Rs. 500) Check your sbi simply save credit card credit limit before making a withdrawal.
sbi credit card interest rate
3.35% monthly & 40.2% annually.
sbi credit card foreign transaction fee
3.35% against the transaction amount.
Add-on card fee
Free for a lifetime.
If you want to change your registered mailing address then you can download the sbi credit card address change form from here.
SBI credit card customer care contact details:
Customer care number of sbi credit card: 1860-180-1290
3902-0202 (add the STD code of your locality)
Sbi credit card customer care mail id: email@example.com
The sbi simply save credit card is best for everyday uses, as it offers reward points from every purchase, EMI facility, Fuel surcharge waiver, extra reward points on dining, grocery, movies, and departmental stores, etc. Although this card lacks some benefits like free movie tickets or some special Cash-Back offers, it can be said that it gives the best possible benefits at this cost. So if you are looking for a card for your daily needs, it can be a good option for you.
But if you want some more benefits then take a look at the alternative card options. We have chosen this card especially for you.
Alternative cards of SBI simply save credit cards:
- HSBC Visa Platinum Credit Card. (Best for dining and fuel surcharge waiver)
- PNB Global Platinum Credit Card. (Best for reward point and dining benefit)
- RBL Bank Paisa on Demand Credit Card. (Best for reward point and movie benefit)
- Syndicate Bank Classic Credit Card. (Best for earning reward points)