Slice Credit Card Review

Slice Pay is a rapidly growing fintech company that provides credits to those who do not have a steady income or have a very low credit score. Although we call slice a credit card but actually, it is a line of credit that allows you to borrow money against a pre-approved limit. 

However, there are some unique slice credit card features and benefits like cash backs on every purchase, attractive offers every week, a No-cost EMI option, etc.  

Slice credit card eligibility criteria:

To be eligible, you need to fulfill these slice credit card requirements .

• Resident Type: Indian
• Age – The age of the applicant should be greater than 18 years. 
• Employment status: Every salaried, Self-employed and student can apply for this card. 
• A CIBIL score higher than 740 will help you to get a decent credit limit on this card.
• This card is currently available in those cities – Bangalore, Chandigarh, Ahmadabad, Chennai, Delhi, Coimbatore, Gurgaon, Greater Noida, Indore, Hyderabad, Jaipur, Kanchipuram, Mumbai, Manipal, Mysore, Nasik, Nagpur, Surat, Pune, Vellore, Thiruvallur, and Visakhapatnam. 

Required documents to apply for slice credit card:

• Photocopy of Address proof (any 1)
  • Last 6 months bank account Statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• You need to upload your selfie during the application process. 
• Proof of income statement: (May not be required)
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person: (May not be required)
    • Income tax return of the last year
    • Proof of business

Once your slice credit card application is approved, you will get the slice credit card tracking id and other necessary slice credit card information via SMS or Email. If you are facing some difficulties you can contact the slice credit card toll free no given below.

Slice credit card fees:

• Slice credit card joining fee: None. 
• Slice credit card annual fee : None. 

Benefits:

The slice credit card benefits are discussed below.

• Slice card credit limit:

Depending on your CIBIL score, credit history, and other parameters, the slice credit card limit will be between Rs. 2000 to Rs. 10 lakh. 

• Cashback on every transaction:

If you want to earn cash backs from your expenses, then you will love this card. The slice credit card offers 2% cashback for every transaction made with this card. You can see your total earned benefits in the monthly statements. You can also check your slice credit card statement from the Slice pay app. 

• Exciting deals every week:

Every week slice credit card comes with some exciting deals on top brands like – Nike, Amazon, Swiggy, Grofers, etc. 

• Slice credit card fuel surcharge waiver:

If you use this card to purchase fuel, you will get up to Rs. 200 waivers on fuel surcharges per slice credit card billing cycle . The fuel transaction amount should not be greater than Rs. 4000. 

• Slice credit card no cost emi option:

The most unique feature of this card is the no-cost EMI option which is applicable on some of the frontline brands like Myntra, Amazon, Jabong, Bigbasket, MakeMyTrip, Snapdeal, and lots more. The no-cost slice credit card emi option is available on purchasing gift vouchers; you can find more details about slice credit card emi conversion process from the FAQ page. 

Also if you do not clear your credit card outstanding balance within the slice credit card payment date it will automatically get converted into EMI.

• Lifetime free card:

There are no annual/renewal charges or monthly subscription fees on this card. You can continue using this lifetime free credit card as long as you want without paying any annual/monthly slice credit card charges . But if you need to replace your card you have to pay a replacement fee of Rs. 500.

If you want to know the detailed slice credit card terms and conditions then I would recommend you visit the slice credit card official website.

• Refer and earn option:

IF you are a slice credit card owner then you can send your friends a slice credit card invite code and ask them to apply for this card, with every successful credit card application made using your slice credit card referral code, you will get an Rs. 500 cash bonus. 

• Easily track your expenses from the mobile app:

Like most app-based credit cards, this slice visa credit card is also based on a mobile app named slice-pay mobile app which gives you total control over your account. You can use this slice credit card app to transfer cash from your slice credit card to bank account , purchase gift vouchers, check your available balance, track your slice credit card usage , and lots more.  

• No acceptance issues:

Currently, slice pay credit card is accepted at over 99.95% of stores and e-commerce sites in India. But you can use your slice credit card for international transactions only at some selected foreign merchants. 

Details of slice pay credit card charges:

Particulars	Payable amount
slice credit card cash withdrawal charges .	Rs. 50, if you transfer money from ATM you will be charged Rs. 25
Finance Charges.	There is no finance charge on this card, if you don’t pay your bills within the slice credit card payment due date it will be converted into EMI. Depending on your outstanding balance in credit card , the applicable slice credit card interest rate on EMI ranges between 12% – 15%.
slice credit card delivery charges .	None.

Slice credit card customer care contact details:

• Call the slice credit card customer care number : +91-8047096430
• Write to the slice credit card customer care email id : help@sliceit.com 

100xGain Ratings: 

6.5/10

Final Opinion:

Now the question is, is slice credit card good enough to be applied for or not? But before going to the final decision, let’s talk about slice credit card advantages and disadvantages first. 

Advantages: This card is available for almost every Indian, if you are 18 years old and can provide the necessary documents; there is a good chance that you will get approval for this card. It also comes with several unique credit card features and benefits like cash back on every purchase, no-cot EMI option, etc. Also, you don’t need to pay any slice credit card yearly charges , which makes this card ideal for students. 

Now let’s talk about the disadvantages of slice credit card , the major flaw of this card is that it is not even a credit card, it is a line of credit, and it will be marked as an active consumer durable loan in your credit report. Not only that, it will be shown as two or more active loans, because slice has tied up with several financial institutions to provide this line of credit, and it can create a bad impression on your overall credit report. 

So, if you are a beginner and have a very low or zero credit score, then this card will be a good option to start with. But if you have a good credit score then don’t go after this card it will damage your credit score. in this case, I would ask you to visit our top 10 credit card page, hopefully, you will find a proper slice credit card alternative from there.