Snapdeal BOB Credit Card Review

If you are a shopaholic and are looking for a card that can complement your spending habit with exclusive rewards, then you would love the Snapdeal bob credit card. This low-cost shopping credit card is specifically designed for those who shop regularly from Snapdeal. It lets you enjoy attractive rewards on every transaction, handsome monthly waivers on fuel surcharges, and lots more. A detailed description of the benefits of the card is discussed below.

Who can apply for the bob snapdeal credit card?

• Resident Type: Indian
• BOB credit card eligibility criteria for salaried person:
  • Age: 21 to 60 years.
  • Income: Above 35,000 monthly
• BOB credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 years
  • Income: Rs.40,000 monthly.
• A CIBIL Score of 720+ is required to apply for this bob bank credit card.

You can apply for this card from the snapdeal bob credit card apply online portal. If you need some assistance with the BOB credit card application process, then you can visit our FAQ page.

What documents are required to apply for a bob credit card?

• Photocopy of Address proof (any 1)
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the Snapdeal bob credit card fees?

• BOB credit card joining fee:Rs.249 + GST
• BOB credit card annual fee: Rs.249 + GST

What are the Snapdeal bank of baroda credit card benefits?

• Get started with a huge joining bonus:

As you perform your first successful transaction within the first 30 days of your bank of baroda credit card activation, you will receive a Snapdeal voucher (worth Rs.500) as a BOB credit card opening bonus.

• Make every transaction rewarding:

Every transaction you make using this bank of baroda card can earn you assured rewards.

Category of transaction	Reward points for every Rs.100 transaction
Shopping at Snapdeal app or snapdeal portal	5% cashback (via 20 rewards)
Online shopping	10 bob credit card reward points
Other categories	4 reward points

1 reward point is equal to Rs.0.25.

• Get freedom from fuel surcharges:

This snapdeal card offers a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.5000, and you can earn upto Rs.250 waiver in a bob credit card billing cycle.

• Enjoy easy bill splitting:

This card allows you to convert your high-value transactions (Rs.2500) into small monthly installments. This snapdeal emi option is very helpful for frequent shoppers.

• Enjoy the convenience of contactless technology:

This BOB snapdeal credit card is equipped with advanced contactless technology, this feature allows you to make payments just by placing your card over any contactless-enabled POS machine. You can control the contactless payment option from your bobcards online banking account.

What are the Snapdeal bob credit card charges?

Particulars	Chargeable amount
BOB credit card cash withdrawal charges	2.50% against the withdrawn amount, min Rs.500 (check your available credit card limit before making a withdrawal)
Bank of baroda credit card finance charge	The bob credit card interest rate can go upto 3.49% monthly (applicable if your bob credit card bill is not paid in time)
BOB credit card international transaction charges	3.50% against the transaction amount
BOB add on credit card fee	None (for upto 3 cards)

How to contact the bob financial credit card customer care department?

• Call the bob credit card customer service number: 1800-233-6427 (Toll-free)
• Write to the bob credit card email address: crm@bobfinancial.com (Level 1) or  crm1@bobfinancial.com (Level 2)

100xGain Ratings: 

7/10

Pros and cons of the bob snapdeal credit card:

Pros	Cons
The reward earning rate of this card is quite impressive. This bob card offers handsome monthly waivers on fuel surcharges.	There are no dining or entertainment benefits on this bank of baroda credit card. The majority of bank of baroda offers are applicable on Snapdeal.

Final Opinion:

As mentioned before, this card is meant for those who shop regularly from Snapdeal. It offers upto 20 rewards on every Snapdeal shopping, a 1% fuel surcharge waiver, lifetime free add-on cards, etc. which I think, is more than enough at this cost. 

But if you are looking for the best shopping credit cards to have, then I would recommend you take a look at our best shopping cards page.

Alternative Cards:

1. Axis Bank Buzz Credit Card (Best for online shopping)
2. HDFC Solitaire Credit Card (Best for shopping expenses)
3. RBL MoneyTap Card (Best for online usage and shopping expenses)

FAQs on BOB Credit Card:

• What is the annual charge of BoB Credit Card?

The annual fee of BOB credit cards ranges from Rs.0 to Rs.2,000 per year.

• Which is the best Credit Card of BoB?

Each bob credit card has its own specialty, which makes it difficult to choose the best one. If you ask me, I would say the BOB Premier credit card is my favorite bob credit card.

• What is cash limit in Credit Card BoB?

Generally, the cash limit in credit card is 40% of your total credit limit. You can find the details from your credit card welcome kit or from your bob credit card net banking account.