SpiceJet Axis Bank Voyage Black Credit Card Review

If you are looking for the most rewarding travel credit card, then you should take a look at the new axis bank spicejet voyage black card. At the first glance, the Rs.2,000 annual fee may seem a bit high for a travel credit card, but it makes a lot of sense when you take a look at the benefits

It features SpiceClub points that can later be used for travel booking. Apart from that, you will get to enjoy free access to airport lounges, exclusive discounts on dining expenses, an attractive waiver on fuel surcharges, and lots more. More about the axis bank credit card details are discussed below.

What are the SpiceJet Axis bank credit card eligibility criteria?

  • Resident Type: Indian
  • SpiceJet axis bank credit card eligibility criteria for Salaried person:
    • Age: The age of the applicant should be between 18 to 70 years.
    • Income: The monthly income of the applicant should be at least Rs.2 lakh.
  • SpiceJet axis credit card eligibility criteria for self-employed person:
    • Age: The age of the applicant should be between 18 to 70 years.
    • Income: The annual income tax return of the applicant should be Rs.4.5 lakh.
  • An excellent credit score (750+) will help you to get this axis visa credit card more easily.

Once the axis bank credit card application process is completed, you will get a unique application id. Later, you can use that to track axis bank credit card application status.

What documents are required for an axis bank credit card application?

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

As per the new rules, all new credit cards are delivered in an inactive state. So, if you want to know how to get axis bank credit card activated for the first time, then make sure to take a look at our faq page.

How much are the SpiceJet Voyage black credit card fees?

  • Axis bank spicejet card joining fee: Rs.2,000 + GST
  • SpiceJet Voyage black credit card annual fee: Rs.2,000 + GST

What are the axis bank credit card benefits?

  • Get started with a huge joining bonus:

As you activate your spicejet credit card for the first time, you will get complimentary spicejet club membership (gold tier). Also on performing 2 successful transactions within the first 30 days of your Axis spicejet credit card activation, you will get a spice club voucher worth Rs.4,000.

  • Get rewarded for every transaction you make:

For every transaction you made using this card, you can earn spice club points.

Category of transaction

Rate of earning reward points
Every Rs.200 spent on spicejet mobile app or from the spicejet web portal. 28 SpiceClub points
Every Rs.200 spent on food orders, bill payments, and online entertainment categories 12 SpiceClub points
All other domestic retail transactions (excluding fuel, wallet top up, EMI payment, etc.)  6 spice reward points

You can use those points for flight booking, spicejet food voucher, etc. You can check the status of your axis bank reward points by logging in to your account from the axis credit card login page.

  • Add luxury to your travel:

Using this axis bank spicejet card you can get up to 8 yearly accesses at some of the leading airport lounges in India. Click here for the axis bank credit card lounge access list.

  • Dine with delight:

This Axis spicejet credit card offers a 20% discount on your dining bills at over 4000+ restaurants across the country.

  • Opportunity to earn something more:

This spicejet credit card offers some bonus axis credit card reward points for achieving certain spending milestones.

Total card usage

Benefit you can get
Rs.1 lakh within an anniversary year 4,000 SpiceClub points 
Rs.2 lakh within an anniversary year 6,000 SpiceClub points
With the payment of the axis credit card renewal fee 2,000 spicejet rewards

You can keep track of your credit card usage from your axis bank online banking account.

  • Enjoy freedom from fuel surcharges:

This axis bank credit card offers a 1% waiver on fuel surcharges across all fuel stations in India. This spicejet card offer is applicable on transactions between Rs.400 to Rs.4000, and you can earn a maximum of Rs.400 waiver in an axis bank credit card statement cycle.

  • Split your bills at a minimal cost:

Axis bank allows you to split your high-value transactions into small monthly installments. You can calculate the monthly installment amount and the axis credit card emi interest rate from the axis credit card emi calculator.

What are the SpiceJet axis bank credit card charges?

Particulars

Payable amount

Axis bank credit card atm withdrawal charges 2.5% against the transaction amount, min Rs.500 (Check your available axis bank credit card withdrawal limit before making a withdrawal) 
Finance charge 3.6% monthly or 52.86% annually (applicable if the axis bank credit card payment is not made within the due date)
Axis bank credit card foreign transaction fee 3.50% against the transaction amount
Axis spicejet card add-on card fee None

How to contact the axis bank credit card customer care department?

  • Call the axis bank credit card customer care number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the ​​axis bank credit card customer care email id: creditcards@axisbank.com 

100xGain Rating:

7.5/10

Pros and cons of SpiceJet Axis Bank Voyage Black Credit Card:

Pros 

Cons

  • The rate of offering spice rewards is quite impressive.
  • You can get some attractive discounts on dining expenses.
  • You will get free access to domestic airport lounges.
  • This axis bank card does not offer any international lounge access.

Final Opinion:

As evident from the above review this is the best axis bank credit card for SpiceJet regular fliers. With the useful spicejet points, free airport lounge access, and exclusive dining benefits, this card can add a touch of luxury to the travel experience that you are looking for. But if you are looking for more premium benefits like free golf rounds, or discounts on flight tickets, then you would be disappointed with this axis travel card. In this case, you should visit our top top travel credit cards page.

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