Standard Chartered EaseMytrip Credit Card Review

If you are a frequent traveler and are looking for a credit card that can add comfort to your travel and also can offer you some handsome savings at the same time, then the Standard Chartered EaseMytrip Credit Card would be the best standard chartered credit card for you. It comes with a minimal annual fee of just Rs.350 and lets you enjoy free access to airport lounges, attractive deals on travel booking, powerful standard chartered bank credit card points with every transaction, and lots more.

How does the standard chartered bank credit card eligibility work?

  • Resident Type: Indian
  • Standard chartered credit card eligibility for salaried person:
    • Age: 18 to 60 years
    • Income: Above Rs.40,000 monthly (approx)
  • Standard chartered credit card eligibility for self-employed person:
    • Age: 18 to 65 years
    • Income: Above Rs.45,000 monthly (approx)
  • A credit score of 720+ is required to apply for this standard chartered easemytrip credit card.

What documents are required to apply for a standard chartered credit Card?

  • Photocopy of Address proof (any 1)
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

What are the standard chartered credit card fees?

  • Standard chartered credit card joining fee: Rs.350 + GST
  • Standard chartered credit card annual fee: Rs.350 + GST (can be waived off on spending Rs.50,000 within a year)

What are the standard chartered credit card benefits?

  • Make every transaction rewarding:

Your standard chartered credit card offers assured rewards with every transaction made using this card.

Category of transaction Standard chartered reward points
Bookings at standalone hotels and airlines 10X rewards for every Rs.100 transaction
All other categories 2X rewards for every Rs.100 transaction

2 Standard chartered credit card reward points are equal to Rs.0.50

  • Enjoy attractive deals on travel expenses:

This easemytrip credit card offers you some attractive travel offers that you have never experienced before. The details are mentioned below.

Category of transaction Benefits
Domestic and international hotel booking Flat 20% discount (upto Rs.5000 discount for domestic hotels and Rs.10,000 for international hotels)
Domestic and international flight booking Flat 20% off (upto Rs.1000 discount for domestic flights and Rs.5,000 for international flights)
Bus ticket booking Rs.125 off (on a minimum booking value of Rs.500)

All standard chartered credit card discount offers mentioned above are applicable on bookings made through ease my trip website/app using the SCB ease my trip card. Promo code – EMTSCB.

  • Add comfort to your travel:

The ease my trip credit card offers 1 free access to domestic airport lounges every calendar quarter and 2 free yearly accesses to international airport lounges.

  • Make your card fee for a lifetime:

On spending Rs.50,000 or more with your scb credit card within a year you can get a complete waiver on your next year’s annual fee. So, to make your standard chartered credit card lifetime free, you just have to keep spending Rs.50,000 every year.

  • Enjoy easy bill splitting:

Your standard chartered bank credit card offers you to split your high-value transactions (above Rs.2000) into small monthly installments. This feature is very helpful for frequent shoppers.

  • Advanced security arrangements:

This standard chartered credit card features the security of the advanced EMV chip, it stores your card data using a strong encryption method which makes your card nearly impossible to clone.

This card is also protected with 3D security which secures your standard chartered credit card online transactions with OTP.

  • Experience the convenience of contactless technology:

The contactless payment technology allows you to make payments without entering your PIN at any contactless-enabled POS machine (up to Rs.5000). The contactless payment feature can be turned off from your standard chartered credit card online banking account.

What are the standard chartered credit card charges?

Particulars  Chargeable amount
Standard chartered credit card cash withdrawal charge 3% against the transaction amount, min Rs.300
standard chartered card finance charge The standard chartered credit card interest rate can go up to 3.49% monthly (applicable if the standard chartered credit card payment is not made in time)
standard chartered credit card exchange rate 3.5% against the transaction amount

How to contact the standard chartered credit card customer care department?

  • Call the standard chartered credit card customer care number: 1800-345-1000 (Toll-free) / 1800-345-5000 (Toll-free) / 022-6601-4444 or 022-3940-4444
  • Write to the standard chartered credit card customer care email id: customer.care@sc.com or straight2bank.in@sc.com 

100xGain Ratings:

8/10

Pros and cons of the Standard Chartered easemytrip card:

Pros  Cons
  • The travel benefits of this card are really impressive.
  • This easemytrip card offers a good reward-earning rate.
  • You can also enjoy free access to airport lounges.
  • This standard chartered bank credit card does not feature any dining or entertainment benefits.

Final Opinion:

This Standard chartered bank credit card is particularly designed for frequent travelers. It offers you free domestic and international airport lounge access, some never-seen-before deals on travel bookings, accelerated standard chartered credit card rewards on travel expenses, etc. And all these come with an annual fee which is lower than most other similar credit cards with travel benefits.

However, if you want to compare some alternative options, then feel free to take a look at our best travel credit cards page

Alternative Cards:

  1. American Express Platinum Travel Credit Card (Best for lounge access, hotel, and dining benefits)
  2. Axis Bank Vistara Signature Credit Card (Best for reward points, lounge, and dining benefits)
  3. HDFC Diners Club Premium Credit Card (Best for reward points, lounge, and travel benefits)
  4. ICICI Bank MakeMytrip Signature Credit Card (Best for travel, lounge, and dining benefits)

FAQs:

  • How to close standard chartered credit card?

If you want to close standard chartered credit card permanently, then you just have to visit your nearby Standard Chartered bank and submit your application there.

  • How to activate standard chartered credit card?

There are multiple ways of standard chartered credit card pin activation. You can do it online from your standard chartered credit card net banking, or from your nearby ATM. The processes are discussed here.

  • How to change standard chartered credit card pin?

You can change your standard chartered bank card PIN easily from your Standard Chartered mobile app. You can find the process here.

  • How to pay standard chartered credit card bill?

You can make standard chartered credit card bill payments online from your net banking account. You can also use any credit card bill payment app like Cred, Paytm, PhonePe, Google Pay, etc.

  • How to apply standard chartered credit card?

You can apply for credit card in standard chartered bank online from the online application portal. You can also visit your nearby Standard Chartered bank branch and submit your standard chartered credit card application form there.

  • How to block standard chartered credit card?

If your card ever gets lost or stolen, you can easily block standard chartered credit card online from your net banking or mobile banking account. You can also call standard chartered credit card customer care department and ask them to block your missing card.

  • How to check standard chartered credit card balance?

You can log in to your standard chartered credit card internet banking account or use your SCB credit card mobile app to know your standard chartered credit card balance. You can also ask the customer service department for the information.

  • What is cvv2 on standard chartered credit card?

A CVV2/CVC2/or CID is a security feature used for standard chartered credit card transactions when you are not physically present. Your credit card’s authenticity is checked with this three or four-digit value. Generally, the terms are used interchangeably.

  • How to increase credit card limit standard chartered bank india?

You can submit your standard chartered credit card limit increase application to your nearby SCB bank and if you have a good credit history there is a good chance that your application will get accepted.

  • How to check standard chartered credit card billing cycle?

Your standard chartered credit card billing cycle is mentioned on your credit card statements. You can also call the standard chartered credit card customer care contact no and ask for the information.

  • How to open standard chartered credit card statement?

Normally your standard chartered credit card statements are password protected. The passwords consist of your date of birth and the last 8 digits of your credit card number. 

For example, if your date of birth is 16th Aug 1985 and the last 8 digits of your standard chartered credit card number are 2569-5548, then the password would be 16088525695584(an example)

  • How to redeem standard chartered credit card reward points?

You can use your reward points to get a product from the standard chartered bank credit card reward points catalogue. You can also redeem your rewards in cash. However, you need to have at least 3,000 standard chartered credit card reward points to make a redemption.

Disclaimer: I am not a certified financial adviser and this is not financial advice. The purpose of this article is to inform you about financial products and strategies. Consult your financial advisor before making any financial decisions.

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