Standard Chartered Manhattan Platinum Credit Card Review

The standard chartered manhattan platinum credit card is unmatched when it comes to cash-backs and discounts. Offering 5% cashback at supermarkets, attractive rewards on everyday expenses, EMI options, and much more, make your everyday expenses a lot more rewarding. It is powered by Visa and costs Rs. 999 per year. Let’s now look at the standard chartered manhattan credit card benefits in detail.

How do the standard chartered manhattan credit card eligibility criteria work?

• Resident Type: Indian
• SCB credit card eligibility criteria for salaried person:
  • Age: The age of the applicant should be between 21 to 60 years. 
  • Income: The average income of the applicant should be Rs. 30,000 monthly. 
• Standard chartered bank credit card eligibility criteria for self-employed person:
  • Age: The age of the applicant should be between 21 to 65 years. 
  • Income: Annual Income Tax Return should be greater than Rs. 3 lakh. 
• A long relationship with the bank will help you to get this standard chartered bank credit card. 
• An excellent credit score (above 770) is needed to apply for this standard chartered credit card.

As you submit your standard chartered credit card application, you will get a unique application id. You can use that to track your standard chartered bank credit card application status.

What documents are required to apply for the standard chartered bank manhattan credit card?

• Photocopy of Address proof (any 1)
  • Last 6 months bank account Statement
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

As per the new rules, all new credit cards are delivered in an inactive state, and to start using your scb credit card, you need to activate them manually by generating a new credit card PIN. You can find more about the standard chartered manhattan credit card pin generation process from the 100xGain FAQ page. 

What are the Standard chartered manhattan platinum credit card fees?

• Standard chartered manhattan credit card joining fee: Rs. 999 + GST
• Standard chartered manhattan platinum credit card annual fee: Rs. 999 + GST

What are the standard chartered manhattan platinum credit card benefits?

• Make a wonderful start with the huge joining bonus:

With the realisation of the first-year standard chartered credit card joining fee, you will be welcomed with 5,000 reward points as a part of your standard chartered credit card joining bonus. 

• Experience exclusive cashback on every transaction you make:

Every time you use this standard chartered manhattan platinum card to shop at supermarkets, you will receive a 5% discount on your shopping bill. 

• Get rewarded for every transaction you make:

For every Rs.150 transaction made using this scb credit card, you can earn up to 3X reward points. You can redeem those points against a product from the standard chartered bank manhattan credit card reward points catalogue. You can check the status of your scb rewards from monthly standard chartered credit card statements.

• Get an opportunity to make your card lifetime free:

On spending Rs.120,000 within a year, you will get a complete waiver on the next year’s standard chartered platinum credit card annual fee . So if you want to make your manhattan card lifetime free, then you just have to keep spending Rs.1,20,000 per year. 

• Enjoy exclusive deals on lifestyle categories:

Your standard chartered manhattan credit card comes with a pack of exciting deals on lifestyle categories. Click here to find the latest deals and offers. 

• Get an instant loan against your credit limit:

The Standard Chartered manhattan credit card allows you to get an instant loan against your credit limit. You can get a maximum of Rs.5,000,00 loan from your card with flexible tenure and a very reasonable interest rate of just 0.99% per standard chartered statement cycle. 

• Quick split your high-value transactions into small monthly instalments:

This standard chartered manhattan card lets you split your high-value transactions into small monthly instalments. The minimum eligible transaction for EMI conversion is Rs.2000 and there will be a processing fee of just 1.5%. The complete conversion process can be performed from your standard chartered credit card online banking account.

• Make repayments easier with the scb credit card balance transfer facility:

You can transfer your other bank card’s outstanding balance (Max Rs. 5 lakh) to this standard chartered credit card , and you can pay the outstanding amount in small monthly instalments. You can calculate the monthly instalments from the standard chartered credit card emi calculator.

• Convenient bill payment options that will make your life easier:

You can make your standard chartered manhattan credit card online payment via your standard chartered netbanking account or by using any credit card payment app like Cred, Paytm, Google pay, Phone pe, etc. But if you don’t feel comfortable with the Manhattan credit card online payment options, then you can pay your scb credit card bill offline, more about which are discussed on our faq page.

• Enjoy the convenience of contactless payment options:

The standard chartered manhattan credit card offers you the facility of the advanced contactless payment facility. This feature allows you to make payments just by placing your manhattan credit card over any contactless-enabled POS machine. You can control the contactless payment option from your standard chartered credit card app. 

What are the standard chartered credit card charges:

Particulars	Payable amount
Standard chartered credit card cash withdrawal charges.	3% against the withdrawn amount, min Rs. 300 (Make sure to check your available standard chartered manhattan platinum credit card limit before making a withdrawal)
Standard chartered manhattan card finance charges.	The standard chartered credit card interest rate can go up to 3.75% monthly or 45% annually.
Standard chartered credit card foreign transaction fee.	3.5% against the transaction amount.
Standard chartered manhattan card add-on card fee	None.

How to get in touch with the standard chartered manhattan credit card customer care department?

• Call the manhattan standard chartered card toll-free number: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
• Write to the manhattan standard chartered credit card mail id: customercare@sbicard.com 

100xGain Ratings: 

7.5/10

Pros & Cons of the manhattan platinum standard chartered credit card:

Pros	Cons
You can get some handsome discounts on movie tickets. The rate of offering standard chartered rewards is also quite good. This manhattan credit card also offers exclusive deals on lifestyle categories.	This standard chartered platinum credit card doesn’t offer any free movie tickets.

If you don’t want to continue with your existing standard chartered credit card, then feel free to take a look at the 100xGain faq page to know more about the standard chartered credit card cancellation process.

Final Opinion:

If you want to earn cashback from your daily expenses, then this scb manhattan credit card will be a very good option for you. It offers up to 5% cash back at all supermarkets and 3x standard chartered manhattan credit card reward points on all other transactions. So at an annual fee of just Rs. 999, it will be a very good credit card to have. 

But this standard chartered platinum credit card does not offer anything on movies and travel-related expenses. So if you want to earn benefits from these two categories then I would recommend you to take a look at the 100xGain top entertainment cards page, you can also compare the alternative card options given below. 

Alternative cards of the SCB Manhattan Card: 

1. BOI swadhan rupay platinum card (Best for cashback benefits)
2. ICICI bank carbon credit card (Best for cashback and lounge access benefits)
3. PNB global classic credit card (Best for hotel booking benefits)
4. RBL cookies credit card (Best for dining and travel-related benefits)