Standard Chartered Manhattan Platinum Credit Card Review

Standard Chartered offers various types of credit cards for their customers for their various needs. And the Standard Chartered Manhattan Platinum Credit Card is one of them. This card is specially designed for lifestyle expenses. You will get rewards for your spending on dining, traveling, and entertainment. The card is full of features and benefits such as welcome gift, reward points, travel offers, movies offer, dining benefits, supplementary credit cards, contactless card features, secure online transactions, anything on EMI, Dial-a-loan, Balance transfer, balance on EMI, concierge services, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹90,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹10,80,000 annually.  
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST


  • Welcome benefit:

If you can make your 1st transaction on BookMyShow in between 3 months of the issuance of the card you will get a gift voucher worth ₹2000.

  • Cash-Back:

If you spent on shopping at supermarkets you will get 5% Cash-Back. These reward points are redeemable and you can redeem these reward points through cash (1 reward point equals ₹1). 

You can also use the reward points on dining, furnishing, fashion, electronics with the help of the Standard Chartered 360 Rewards Programme

  • Reward benefit:

If you spend Rs.150 you will get 3 reward points. 

  • Movie benefit:

If you book tickets from INOX with this card you will get a 25% discount on them. 

  • Travel benefit:

You will get a 10% Cash-Back on Ola rides. If you book hotels on you will get a 12% Cash-Back and a 20% discount on millennium hotel bookings.

  • Dining benefit:

You will get welcome drinks, greetings from square pan and also you will get a 10% discount on your total bill at GoGourmet and Baskin Robbins when you pay the bill from your Credit Card.

  • Milestone benefit:

If you can spend ₹1,20,000 within a year with your card then the annual fee of your card will be waived off for the next year. 

  • Add on Card:

You can share the benefits of your card with your loved ones, just add them with your card as add-on members and they can also enjoy the benefits of having a credit card. 

  • Contactless facility:

This card comes with a contactless payment facility this feature allows you to pay with just a wave at any secure reader machine. It gives you protection against skimming since you don’t need to hand over your card at the counter.  

  • 3D Security:

This card is 3D secure that means you will get an OTP every time whenever you use your card for online transactions. 

  • Anything on EMI:

With this card, you can convert any purchase over ₹5000 into EMI, Via net banking. 

  • Balance Transfer:

You can transfer the balance of your other cards to your Standard Chartered Manhattan Platinum Credit Card to get a lower interest rate against your dues. 

  • Concierge Services:

With this card you will get a 24X7 Active concierge service, you can get any assistance from them whenever you need it. 

  • Dial-a-loan:

You can get a loan against your Standard Chartered Ultimate Credit Card with a nominal interest rate of 0.99% monthly for six months. And after six months it will be equal to your credit card’s interest rate. Maximum loan amount ₹7,50,000

  • Balance into EMI:

You can convert your total credit card due into EMI and pay in easy monthly installments.


  • Cash Withdrawal Charge: 3% against the transaction, min ₹300.  
  • Finance Charge: 3.49% monthly. 
  • Foreign currency transaction: 3.5% against the withdrawn amount. 

Contact Details:

022-6601-4444 (Ahmedabad, Chennai, Bangalore, Hyderabad, Kolkata, Delhi, Mumbai, Pune)

022-3940-4444 (Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin, Ernakulam, Coimbatore, Indore, Lucknow, Surat, Rajkot, Nagpur, etc.)

Toll free: 1800 345 1000

                1800 345 5000

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you want a low-cost lifestyle credit card then this card can be a very good option for you. It offers several exclusive benefits like a big welcome benefit, Cash-Back, reward benefit, travel benefit, big discount on dining, annual fee waiver, and lots more. 

But if you want to spend more to have a premium lifestyle credit card that offers premium benefits like lounge access, golf benefit, etc. then you can go for Axis Bank Select Credit Card, and if you want to spend more, then you can go for American Express Platinum Reserve Credit Card.  

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