Standard Chartered Platinum Rewards Credit Card Review

Standard Chartered offers so many credit cards for their customers for their needs. And the Standard Chartered Platinum Rewards Credit Card is one of them. This card is specially designed for shopping and lifestyle expenditures. This card has so many features and benefits such as welcome gift, rewards point, the good life program, entertainment offers, shopping offers, medical offers, supplementary cards, contactless card features, secure online transactions, anything on EMI, Dial-a-loan, Balance transfer, balance on EMI, concierge services, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹32,500 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹32,500 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹250 + GST
  • Annual Fee: ₹250 + GST


  • Welcome benefit:

With the issuance of the card, you will get a gift voucher of ₹1200 from Amazon as a welcome gift. You will get the voucher within 30 days of the card issuance. 

  • Cash-Back:

This card offers a 15% discount on shopping from BIBA, Central, Croma, Hamleys, etc. 

  • Reward benefit:

If you spend Rs.150 for fuel, dining, and hotels you will get 5 reward points, and you will get 1 reward point for the same on other categories. 

  • Movie benefit:

This card offers up to 25% discount on Movie tickets at INOX. 

You will also get an extra 10% discount on foods and beverages. These offers are applicable on Fridays, Saturdays, and Sundays. 

  • Travel benefit:

You will get a 15% discount on your bookings at MakeMyTrip, Coupon Code MMTSTANC

  • Dining benefit:

You will get up to 20% discount on your dining bill at EazyDiner and Zomato, promo code SCBFEAST 

You will also get a 15% discount at more than 850 premium restaurants in India. 

  • Milestone benefit:

If you can spend ₹60,000 or more with your card within a year, then the annual fee for the next year will be waived off. 

  • Add on Card:

You can share the benefits of your card with your loved ones, just add them with your card as add-on members and they can also enjoy the benefits of having a credit card. 

  • Contactless facility:

This card comes with a contactless payment facility this feature allows you to pay with just a wave at any secure reader machine. It gives you protection against skimming since you don’t need to hand over your card at the counter.  

  • 3D Security:

This card is 3D secure that means you will get an OTP every time whenever you use your card for online transactions. 

  • Anything on EMI:

With this card, you can convert any purchase over ₹5000 into EMI, Via net banking. 

  • Balance Transfer:

You can transfer the balance of your other cards to your Standard Chartered Platinum Rewards Credit Card to get a lower interest rate against your dues. 

  • Concierge Services:

With this card you will get a 24X7 Active concierge service, you can get any assistance from them whenever you need it. 

  • Dial-a-loan:

You can get a loan against your Standard Chartered Ultimate Credit Card with a nominal interest rate of 0.99% monthly for six months. And after six months it will be your credit card’s interest rate. Maximum loan amount ₹7,50,000

  • Balance into EMI:

You can convert your total credit card due into EMI and pay in easy monthly installments.


  • Cash Withdrawal Charge: 3% against the amount, min ₹300. 
  • Finance Charge: 3.49% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

022-6601-4444 (Ahmedabad, Chennai, Bangalore, Hyderabad, Kolkata, Delhi, Mumbai, Pune)

022-3940-4444 (Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin, Ernakulam, Coimbatore, Indore, Lucknow, Surat, Rajkot, Nagpur, etc.)

Toll free: 1800 345 1000

                1800 345 5000

Mail: [email protected]

100xGain Ratings:


Final Opinion:

This card is specially designed for frequent shoppers and for those who want a low-cost lifestyle credit card. The benefits offered by this card are Cash-Back benefit, reward benefit, discount on movie tickets, big discount on dining and online food order, annual fee waiver, and lots more. 

But this card does not feature benefits like lounge access or golf benefit. So if you want free lounge access then you can go for Standard Chartered Super Value Titanium Credit Card, and if you want golf access then you can go for Standard Chartered Ultimate Credit Card.  

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