Standard Chartered Super Value Titanium Credit Card Review

Standard Chartered offers different types of credit cards for their customers for their different needs. And the Standard Chartered Super Value Titanium Credit Card is one of them. This card is specially designed for paying phone bills, other utility bills, and fuel transactions. You will get Cash-Back on your spending on fuel purchases, bill payments. The card is full of features and benefits such as reward points, priority pass membership, supplementary credit cards, contactless card features, secure online transactions, online, anything on EMI, Dial-a-loan, Balance transfer, balance on EMI, concierge services, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹55,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹55,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹750 + GST
  • Annual Fee: ₹750 + GST (can be waived off if ₹90,000 is spent within a year)


  • Cash-Back:

You will get a 5% Cash-Back if you pay your phone bill through your credit card. You have to transact a minimum of ₹750 to claim this offer. You can save a maximum of ₹200 per month.

You will also get a 5% Cash-Back on other utility bill payments on a minimum transaction amount of ₹750. You will be able to get a maximum of ₹100 Cash-Back per month.

  • Reward benefit:

This card offers 1 reward point for each ₹150 transactions.

You can redeem those reward points into cash 1 reward point = ₹1. 

You can also use the reward points on dining, furnishing, fashion, electronics with the help of the Standard Chartered 360 Rewards Programme.

  • Lounge access:

With the help of priority pass membership, you will get access to more than 1000 airport lounge access all around the world. You can use 1 free pass per month.  

  • Dining benefit:

This card offers some exclusive deals on dining. 

  • Fuel:

You will get a 5% Cash-Back up to Rs.200 if you purchase fuel from any petrol pump in India. You can save a maximum of ₹100 per transaction. The maximum value of the transaction to claim this offer is Rs.2000.

  • Add on Card:

You can share the benefits of your card with your loved ones, just add them with your card as add-on members and they can also enjoy the benefits of having a credit card. 

  • Contactless facility:

This card comes with the new contactless payment facility this feature allows you to pay with just a wave at any secure reader machine. It gives you protection against skimming since you don’t need to hand over your card at the counter.  

  • 3D Security:

This card is 3D secure that means you will get an OTP every time whenever you use your card for online transactions. 

  • Anything on EMI:

With this card, you can convert any purchase over ₹5000 into EMI, Via net banking. 

  • Balance Transfer:

You can transfer the balance of your other cards to your Standard Chartered Super Value Titanium Credit Card to get a lower interest rate against your dues. 

  • Concierge Services:

With this card you will get a 24X7 Active concierge service, you can get any assistance from them whenever you need it. 

  • Dial-a-loan:

You can get a loan against your Standard Chartered Ultimate Credit Card with a nominal interest rate of 0.99% monthly for six months. And after six months it will be your credit card’s interest rate. Maximum loan amount ₹7,50,000

  • Balance into EMI:

You can convert your total credit card due into EMI and pay in easy monthly installments.


  • Cash Withdrawal Charge: 3% against the amount, min ₹300
  • Finance Charge: 3.489% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

022-6601-4444 (Ahmedabad, Chennai, Bangalore, Hyderabad, Kolkata, Delhi, Mumbai, Pune)

022-3940-4444 (Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin, Ernakulam, Coimbatore, Indore, Lucknow, Surat, Rajkot, Nagpur, etc.)

Toll free: 1800 345 1000

                1800 345 5000

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you want a fuel credit card that can earn you Cash-Back on fuel purchases and lots of other benefits then this card is a very good option for you. It offers 5% Cash-Back on fuel purchase, and 5% Cash-Back on phone bills and other utility bills, reward points, exclusive deals o dining, fuel surcharge waiver, add-on card, EMI facility, 3D security, and lots more. 

But this card does not feature benefits on shopping or golf access. So if you want golf access then you can go for Standard Chartered Ultimate Credit Card, or if you want to earn benefits on shopping then you can go for FBB SBI STYLEUP Card

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