Standard Chartered Super Value Titanium Credit Card Review

If you are looking for a low-cost credit card that can offer you exclusive deals on fuel expenses, then you should take a look at the standard chartered super value titanium credit card. This low-cost credit card offers you exclusive discounts on telephone and utility bill payments, fuels, reward points on every transaction, complimentary priority pass membership, and lots more. More about the standard chartered super value titanium credit card details are discussed below.

What are the standard chartered super value titanium credit card eligibility criteria?

  • Resident Type: Indian. 
  • Standard chartered credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 55,000 monthly. 
  • Standard chartered bank credit card eligibility for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 55,000 monthly. 
  • A good CIBIL Score (720 or more) is required to apply for this super value titanium credit card?

What are the necessary documents to apply for the standard chartered super value credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

As per the rbi new rules for credit card issuers, all new credit cards are delivered in an inactive state, the users can activate them manually by generating a four-digit PIN. You can find more about the standard chartered credit card pin generation process from the 100xGain faq page.

What are the standard chartered bank super value titanium credit card fees?

  • Standard chartered super value titanium credit card joining fee: Rs. 750 + GST
  • Standard chartered super value titanium credit card annual fee: Rs. 750 + GST (can be waived off if Rs. 90,000 is spent within a year)

What are the standard chartered super value titanium credit card benefits?

  • Earn cashback from every transaction:

The standard chartered credit card features a very powerful cashback scheme, that can make your every transaction rewarding. The details of the standard chartered credit card cashback offer are given below.

Category of translation 

Minimum required transaction         

Rate of earning cashback

Phone bill payment

Rs.750 

5% cashback (maximum Rs.200 per sc bank credit card statement cycle)

Utility bill payments

Rs.750 

5% cashback (maximum Rs.200 per scb credit card statement cycle)

Fuel purchase

Maximum Rs.2000

5% cashback (maximum Rs.200 per month and Rs.100 per transaction) 

  • Get rewarded for every transaction you make:

For every Rs.150 transaction made using this standard chartered super value credit card, you can earn 1 reward point. The rate of 1 standard chartered rewards point is equal to Rs.1. You can also use those scb rewards to make payments.

  • Enjoy privileges of complimentary priority pass membership:

With this card you will get a complimentary standard chartered priority pass membership which offers you 1 free access per sc bank credit card statement cycle to most of the premium airport lounges. 

  • Enjoy exclusive deals on dining expenses:

From time to time, the Standard Chartered titanium credit card comes with attractive deals on dining expenses. 

  • Make repayment easily with the EMI payment option:

This scb titanium card comes with a low-cost EMI option which allows you to convert your high-value transactions or your standard chartered credit card bill(above Rs.5000) into small monthly installments at a low-interest rate. Click here for the sc bank credit card emi calculator.

  • A very useful balance transfer facility to make repayments easier for you:

This standard chartered super value titanium credit card features a very useful balance transfer facility that allows you to transfer the outstandings of your other credit cards to this standard chartered super value titanium credit card so that you can get some extra time to make the repayment.

  • A multilingual concierge service to assist you:

This standard chartered fuel card comes with a multilingual concierge service that can offer you assistance whenever you need it.

  • Get an instant loan against your credit limit:

You can get an instant loan against your scb credit card credit limit. You can get up to Rs.7,50,000 loan at a minimal interest rate of 0.99% monthly. You can check your available standard chartered premium super value titanium credit card limit from the standard chartered bank credit card mobile app.

  • Enjoy the convenience of the advanced contactless payment facility:

This standard chartered fuel credit card comes with the new contactless payment facility. This feature allows you to pay just by placing your card over any secure reader machine. You can control the contactless standard chartered bank credit card payment option from your scb net banking account.

What are the standard chartered super value titanium credit card charges?

Particulars

Payable amount

Standard chartered credit card cash withdrawal charge

3% against the transaction amount, min Rs. 300 (check your available standard chartered withdrawal limit before making a withdrawal)

SC bank credit card finance charge

The standard chartered bank credit card interest rate can go up to 3.75% monthly

Standard chartered credit card charges on cross-currency conversion

3.5% against the transaction amount

Standard chartered credit card finance charge

None 

How to contact the standard chartered credit card customer care department?

  • Call the standard chartered bank credit card customer care number: 1800-345-1000 (Toll-free) / 1800-345-5000 (Toll-free) / 022-6601-4444 or 022-3940-4444
  • Write to the standard chartered credit card customer care email id: customer.care@sc.com or straight2bank.in@sc.com 

100xGain Ratings: 

7.5/10

Pros and Cons of the standard chartered super value titanium credit card:

Pros

Cons

  • You will get attractive cash backs on fuel expenses.
  • This super value titanium credit card offers a complimentary priority pass membership for its users.
  • This sc titanium card also features a 5% cashback on utility bill payments.
  • The rate of earning scb reward points is not that great.
  • There are no dining and entertainment benefits on this standard chartered titanium super value credit card.

Final Opinion:

If you want a fuel credit card that can earn you Cash-Back on fuel purchases and lots of other benefits then this standard chartered titanium credit card will be a very good option for you. With 5% Cash-Back on fuel purchases, and 5% Cash-Back on phone bills and other utility bills, reward points, exclusive deals on dining, and lots more, this fuel card really becomes one of the best credit cards for fuel purchases in India.

But this fuel credit card really lacks in the entertainment categories, so if you are ready to pay more to get some extra benefits, then feel free to take a look at the alternative card options given below. 

Alternative cards of the standard chartered super value titanium card: 

  1. BOB easy credit card (Best for cashback and reward benefits) 
  2. ICICI bank titanium credit card (Best for offering dining and fuel benefits)
  3. Kotak mahindra silk inspired credit card (Best for reward points and fuel surcharges waiver)
  4. SBI bpcl card (Best for offering reward points and fuel benefits) 

9 thoughts on “Standard Chartered Super Value Titanium Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: