Standard Chartered Yatra Platinum Credit Card Review

When it comes to attractive travel benefits at an affordable rate, there are only a few credit cards that can be compared with the Standard Chartered Yatra Platinum Credit Card. While this card comes at a lower annual fee of just Rs.499 it lets you enjoy powerful sc platinum rewards on travel expenses, an attractive waiver on fuel surcharges, and a huge discount on the base fare.

If you are interested in this card, then make sure to go through the complete review to know more about the standard chartered bank credit card benefits.

What is the standard chartered yatra credit card eligibility work?

• Resident Type: Indian. 
• Standard chartered credit card eligibility criteria for salaried person:
  • Age: 21 to 65 yrs. 
  • Income: Rs.20,000 monthly. (Min)
• Standard chartered credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: Rs.20,000 monthly. (Min) 
• Required cibil score for standard chartered credit card application: A CIBIL score of 750 or more is mandatory to apply for this yatra platinum card.

What documents are required for a standard chartered credit card application? 

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of the last 3 months 
    • ITR (Income Tax Return)
  • Self-employed person
    • Income tax return of the last year 
    • Proof of business
    • Recent audited financial report.

What are the standard chartered yatra credit card fees?

• Standard chartered yatra platinum credit card joining fee: Rs.499 + GST
• Standard chartered yatra platinum credit card annual fee: Rs.499 + GST

What are the standard chartered platinum credit card benefits?

• Get started with a huge welcome bonus:

With the issuance of the standard chartered platinum card, you will be welcomed with an Rs.4,000 gift voucher from Yatra. You can use this voucher to book flight tickets and hotels.   

• Add more value to your transaction:

If you use this scb credit card for a hotel/holiday booking from Yatra.com, you will receive a 10% discount on the booking value (up to Rs.1,000).

This yatra platinum card also offers a 10% discount on the base fare of the flight tickets booked from Yatra.com. You will get a maximum discount of Rs.250 on domestic flight tickets, and Rs.750 on international tickets.

• Make every transaction rewarding:

Under the yatra platinum program, you will get rewarded for every transaction you make using this card. 

Category of transaction	Rate of earning scb credit card reward points
Every Rs.100 spent on flight booking	4X standard chartered bank reward points
All other transactions (excluding fuel)	2 standard chartered rewards

You can check the status of your earned standard chartered credit card reward points from your standard chartered credit card app.

• Enjoy freedom from fuel surcharges:

This standard chartered credit card features a 2.5% waiver on fuel surcharges. This yatra standard chartered offer is available across all the fuel stations across the country. You can get a maximum of Rs.150 waiver in a standard chartered credit card statement cycle.

• Cutting-edge security:

This standard chartered platinum card is armed with the advanced EMV chip, with the generation encryption method, the new EMV chip makes your standard chartered card nearly impossible to clone.

What are the standard chartered credit card charges?

Particulars	Payable amount
Standard chartered credit card cash withdrawal charge	3% against the withdrawal amount, min Rs.300 (Check your available standard chartered platinum credit card limit before making a withdrawal)
Finance charge	The standard chartered credit card rate of interest can go up to 3.75% monthly or 45% annually
Standard chartered international credit card transaction charge	3.5% against the transaction amount
Standard chartered add on card fee	None

How Contact the standard chartered credit card customer care department?

• Call the standard chartered bank credit card toll free number: 1800-345-1000 (Toll-Free) / 1800-345-5000 (Toll-Free) / 022-6601-4444 or 022-3940-4444
• Write to the standard chartered credit card customer care email id: customer.care@sc.com or straight2bank.in@sc.com 

100xGain Ratings: 

7/10

Pros and cons of the standard chartered yatra card:

Pros	Cons
The rate of earning standard chartered platinum rewards is quite impressive. You can earn a good amount of discount on flight tickets. This card gives you access to most of the premium airport lounges.	There are no hotel booking benefits on this standard chartered bank credit card.

Final Opinion:

This scb platinum credit card is designed for travelers, especially for those who travel more frequently and book their travel from Yatra.com. This card offers several benefits on Yatra.com, also you will get some other travel benefits too. You can also earn useful standard chartered credit card rewards from your travel expenses. So if you are a frequent traveler and you want a budget travel card then this card can be one of the best credit cards for you.  

But unfortunately, Standard chartered bank has stopped issuing this card. In this case, you can visit our top credit card pages. We have listed the best credit cards in india there, it will help you to find out the best credit card for you, or you can compare the alternative card options given below.

Alternative of Standard Chartered Yatra Platinum Credit Card: 

1. BOI swadhan rupay platinum credit card (Best for offering cashbacks)
2. HDFC bank regalia first credit card (Best for offering cashback and lounge access benefits) 
3. PNB global classic credit card (Best for offering hotel booking benefits)
4. SBI doctors credit card (Best for offering lounge access benefits)