Standard Chartered Yatra Platinum Credit Card Review

Standard Chartered Yatra Platinum Credit Card is a co-branded travel credit card, it is a budget travel card for regular travelers. It comes with some benefits like Cash-Back on travel booking, reward benefit, lounge access, fuel surcharge waiver, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 65 yrs. 
    • Income: ₹20,000 monthly. (Min)
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ₹20,000 monthly. (Min) 
  • Good CIBIL score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST


  • Welcome benefit: 

With the issuance of the card, you will get a ₹4,000 gift voucher from Yatra, You can use this voucher to book flight tickets and hotels.   

  • Cash-back:

With this card you can earn big cashback from your travel expenses:

You will get up to a 10% discount on your travel bookings, this offer is applicable on 

If you book your flight or hotel from with this card you will get a 10% discount on it. 

With this card, you can make a savings of ₹10,000 on your travel expenses. 

  • Reward benefit:

You can earn reward points from your expenses:

You will get 2 reward points for each ₹100 to spend with this card, this offer is not for fuel purchase. 

If you use your card to book travels on, you will get 4 reward points for each ₹100 transactions. 

  • Lounge access:

With your Standard Chartered Yatra Platinum Credit Card, you will get access to most of the premium lounges in the world. 

  • Fuel surcharge waiver:

Now you don’t need to pay extra charges for fuel purchase, as with your Standard Chartered Yatra Platinum Credit Card you will get up to a 2.5% waiver on fuel surcharges. This offer applies to most of the fuel stations in India. 

  • EMV Chip Card:

This card comes with a built-in EMV chip, it is a specially designed chip to add more security to your transactions. Also with this card, you will get an OTP whenever you use your card for online transactions. 

  • Worldwide acceptance:

This card is accepted in almost every country of the world, you can also use your card to purchase from any foreign e-commerce websites. But you have to pay a charge for currency conversion. 


  • Cash Withdrawal Charge: 3% against the withdrawn amount. 
  • Finance Charge: 3.1% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:


022-6601-4444 (Ahmedabad, Chennai, Bangalore, Hyderabad, Kolkata, Delhi, Mumbai, Pune)

022-3940-4444 (Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin, Ernakulam, Coimbatore, Indore, Lucknow, Surat, Rajkot, Nagpur, etc.)

Toll free: 1800 345 1000

                1800 345 5000


Dispute Resolution Process: 

If you notice some unauthorized charges or any fraudulent transactions in your account, you should act immediately and report the issue, but sometimes the customer service may remain unresponsive, in such cases, you should follow these steps.

  1. Call customer service and tell them your problem, they will give you further guidance. But if your card is lost, ask them to block your card immediately. 
  2.  If you are not satisfied with the given service then you can take your complaint to the head of the customer service, you can mail to 
  3. If your problem is still unsolved you can contact the principal nodal officer, you can mail him/her to generally you will get a response within 5 days. 
  4. Normally disputes are resolved at the nodal officer, but if you are still not satisfied yet you can go to the banking Ombudsman of your area. You can find the complete address and contact details of the Banking Ombudsman from the Reserve Bank of India’s official website.  

100xGain Ratings:


Final Opinion:

This card is designed for travelers, especially for those who travel more frequently and book their travel from This card offers several benefits on, also you will get some other travel benefits like Lounge access, fuel surcharge waiver, etc. So if you are a frequent traveler and you want a budget travel card then this card can be a good choice for you.  

But if you want a more premium travel card then you can go for American Express Platinum Travel Credit Card or IndusInd Bank InterMiles Voyage Credit Card, these cards may charge a bit higher but offer much more exclusive deals and benefits. 

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