Tata Neu Infinity HDFC Credit Card Review

The tata neu infinity HDFC credit card stands out among the over-populated mid-tier credit card segment for the unique tata card rewards scheme that allows you to earn neu coins with every transaction. Apart from that this card also packs several other jaw-dropping features and benefits which include free access to domestic and international airport lounges, complimentary insurance coverage, handsome monthly waivers on fuel surcharges, and lots more. A detailed description of the tata new benefits is discussed below.

Who can apply for the TATA neu infinity hdfc credit card?

• Resident Type: Indian
• HDFC credit card eligibility criteria for salaried person:
  • Age: 21 to 60 years.
  • Income: Rs.1 lakh monthly.
• HDFC bank eligibility for self-employed person:
  • Age: 21 to 65 years.
  • Income: annual income tax return should be Rs.12 lakh.
• A CIBIL score of 720+ is required to apply for this tata neu card.

What documents are required to apply for tata credit card?

• Photocopy of Address proof (any 1)
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR (Income Tax Return)
  • Self-employed person
    • Last year’s income tax return
    • Proof of business

What are the TATA neu infinity hdfc credit card fees?

• Joining fee: Rs.1499 + GST
• Annual fee: Rs.1499 + GST

What are the TATA Neu Infinity hdfc card benefits?

• A huge joining bonus to welcome you:

As you perform your first successful credit card transaction within the first 30 days of your hdfc credit card activation, you will receive 1499 Neu coins as a welcome bonus. You will also get a 5% cashback on your first transaction done through the tata neu app/website.

• Make your every transaction rewarding:

Your every transaction made using this tata card can earn you assured neu coins. 

Category of transaction	Benefits
Non-EMI spends on TATA brands	5% cashback (as tata neu coins)
All other transactions (excluding fuel, wallet top-up, and smart EMI)	1.5% cashback (as tata neu coins)

You can use your neu coins to make purchases through the TATA neu app/website. The value of 1 neucoin is equal to Rs.1.

• Add comfort to your travel:

The TATA neu hdfc credit card lounge access program is awesome. The details are mentioned below.

Facility	Card type	Benefits
Domestic lounge access	visa credit card	8 free yearly access (2 per quarter) at leading domestic airport lounges
	Rupay Card
International lounge access	Visa Card	4 free yearly access (1 per quarter) via Priority pass membership
	rupay credit card	4 free yearly access (1 per quarter) at leading international airport lounges.

• Get freedom from hdfc credit card fuel surcharges:

This hdfc bank credit card features a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.5,000. You can earn upto Rs.500 waiver in a hdfc credit card statement cycle.

• Make your card free for a lifetime:

On spending Rs.3,00,000 with your tata credit card within a year, you can get a complete waiver on your next year’s hdfc credit card annual fee.

• Complimentary hdfc credit card insurance coverage:

The details of the TATA neu infinity credit card insurance coverage are discussed below

Particulars	Total coverage amount
Air accidental death coverage	Rs.1 Cr.
Overseas emergency hospitalization coverage	Upto Rs.15 lakh
Lost card liability coverage	Rs.9 lakh

• Experience the convenience of contactless technology:

This hdfc bank card is equipped with advanced contactless payment technology. This contactless credit card technology allows you to make payments just by placing your hdfc card over any contactless-enabled POS machine.

What are the TATA Neu hdfc bank credit card charges?

Particulars	Chargeable amount
HDFC credit card cash withdrawal charges	2.5% against the transaction amount, min Rs.500 (check your hdfc credit card limit before making a withdrawal)
HDFC credit card finance charges	The hdfc credit card interest rate can go upto 3.49% monthly or 41.88% annually (applicable if your tata card payment is not made in time)
HDFC credit card international transaction charges	2% against the transaction amount
HDFC credit card add on card fee	None

How to contact the hdfc credit card customer care department?

• Call the hdfc credit card customer care number: 1800-266-4332 (Toll-free) / 1800-202-6161(Toll-free) or 022-6160-6161
• Write to the hdfc credit card customer support mail id: customerservices.cards@hdfcbank.com 

100xGain Ratings:

7/10 

Pros and cons of the TATA Neu HDFC credit card:

Pros	Cons
The reward earning rate of this hdfc credit card is quite impressive. This hdfc credit card offers free access to domestic and international airport lounges. You can earn handsome fuel surcharge waivers every month.	There are no dining or entertainment benefits on this tata credit card.

Final Opinion:

After analyzing the benefits, I can say that this hdfc bank card can be beneficial for regular usage, and also for those who regularly transact with TATA brands like 1Mg, BigBasket, Croma, etc. You can also enjoy free access to domestic and international lounges, and huge monthly waivers on fuel surcharges. So at an annual fee of Rs.1499, it would be a very good credit card to have.

But if you are ready to budget an annual fee of Rs.5000+ for a more premium alternative, then feel free to take a look at our best rewards credit card page.