If earning valuable rewards with every transaction sounds beneficial to you, then you would love the TATA neu plus hdfc bank credit card. This card features a very unique rewards scheme that lets you earn tata neu coins with every transaction. Apart from that this card is also packed with a ton of useful features like free access to airport lounges, complimentary lost card liability coverage, handsome monthly waivers on fuel surcharges, and lots more.
Who can apply for the TATA neu plus hdfc credit card?
- Resident Type: Indian
- HDFC credit card eligibility criteria for salaried person:
- Age: 21 to 60 years.
- Income: Rs.25,000 lakh monthly.
- HDFC credit card eligibility criteria for self-employed person:
- Age: 21 to 65 years.
- Income: annual income tax return should be Rs.6 lakh.
- A CIBIL score of 700+ is required to apply for this tata neu card.
What documents are required to apply for tata credit card?
- Photocopy of Address proof (any 1)
- Aadhar Card
- Driving License
- Passport
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Last year’s income tax return
- Proof of business
- Salaried Person (any 1)
What are the tata neu plus hdfc credit card fees?
- Joining fee: Rs.499 + GST
- Annual fee: Rs.499 + GST
What are the TATA Neu Plus hdfc card benefits?
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Get started with a huge joining bonus:
On performing your first successful transaction within the first 30 days of your tata credit card activation, you will receive 499 neu coins as a hdfc credit card sign up bonus. You will also get a 5% cashback on your first transaction done through the tata neu app/website after registering for the tata neu pass.
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Make your every transaction rewarding:
The details of the tata card rewards program are discussed below.
|
Category of transaction |
Benefit |
| Non-EMI expenses on TATA brands | 2% cashback (given as neu coins) |
| All other credit card transactions (excluding fuel, wallet top-up, and smart EMI) | 1% cashback (given as tata neu coins) |
You can use your neu coins to make purchases through the TATA neu app/website. The 1 tata neu coin is equal to Rs.1.
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Add comfort to your travel:
This hdfc credit card offers you 4 free yearly access (1 per quarter) to most of the leading domestic airport lounges.
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Get freedom from hdfc credit card fuel surcharges:
Using this card you can earn a 1% waiver on hdfc credit card fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.5,000. You can earn upto Rs.250 waiver in a hdfc credit card statement cycle.
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Get an opportunity to make hdfc credit card lifetime free:
As you spend Rs.1,00,000 or more with your card within a year, you will get a complete waiver on your next year’s hdfc credit card annual fees.
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Complimentary lost card liability coverage:
With this tata card, you will also be secured with a complimentary lost card liability converge. So, if your card ever gets lost or stolen, you just have to report it by calling the hdfc credit card customer service no, and you will not be liable for anything bad that may happen to your credit card account.
What are the TATA Neu hdfc bank card charges?
|
Particulars |
Chargeable amount |
| HDFC credit card cash withdrawal charge | 2.5% against the transaction amount, min Rs.500 (check your credit card limit before making a withdrawal) |
| HDFC bank card finance charge | 3.75% monthly or 45% annually (applicable if you don’t make tata credit card payment in time) |
| HDFC credit card international transaction charge | 3.5% against the transaction amount |
| HDFC add on credit card fee | None |
How to contact the hdfc credit card customer service department?
- Call the hdfc credit card customer service number: 1800-266-4332 (Toll-free) / 1800-202-6161(Toll-free) or 022-6160-6161
- Write to the hdfc credit card customer support email id: customerservices.cards@hdfcbank.com
100xGain Ratings:
7/10
Pros and cons of the TATA Neu hdfc card:
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Pros |
Cons |
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Final Opinion:
As a low-cost reward credit card this tata neu card would be a solid choice, especially for those who shop regularly from tata brands like 1mg, Bigbasket, Croma, etc. The reward earning rate of this card is quite impressive, and you will also get some free lounge access. So at an annual fee of Rs.499, it would be a very useful credit card to have in your wallet.
Also, if you are ready to spend a bit more for a better alternative, then you should take a look at the TATA Neu Infinity HDFC card, you can also visit our best credit cards pages.