Top 10 Lounge Access Credit Cards In India 2021

Air travel is getting popular in India, and just like the travel companies, the credit card companies are also trying to provide special benefits on our travel, one of the benefits is Lounge access. If you are a frequent flier then you may visit lounges. It is needless to say that the lounges add a premium touch to your travel experience, but they are very expensive too.

The cheapest way to get access to lounges is through credit cards, some credit card companies offer free or discounted access to airport lounges. This can easily save a lot of money, so if you travel frequently, you should go for a credit card with free lounge access.

We have picked the top 10 lounge access credit cards in India 2021 with maximum free lounge accesses, by comparing them you can choose the card that fits perfectly with your lifestyle and needs

HDFC Infinia credit card is a premium credit card, for premium users, this card can fulfill most of your needs, including travel shopping and lifestyle. So if you are eligible then you must go for this card as it can open a new world of benefits for you.

  • HDFC Bank Diners Club Black Credit Card

  • Fee:
    • Joining Fee: ₹10,000 + GST
    • Annual Fee: ₹10,000 + GST
  • Card Type:
    • It is a Dinner’s Club credit card.
  • Benefits:
    • This card offers unlimited access to most of the lounges across the world, conditions apply. 
    • With this card you can get up to 15% discount on your dining bill, T&C apply.
    • You can also win reward points from every purchase, T&C applies.

It is a premium credit card from HDFC bank, this card offers several extraordinary benefits and offers for its customers, you can take this card as your primary credit card. But before choosing this card keep in mind that dinner’s club credit cards have some acceptance issues.

  • SBI Prime Credit Card

  • Fee:
    • Joining Fee: ₹2999 + GST
    • Annual Fee: ₹2999 + GST
  • Card Type:
    • This card comes in three variants, Visa, MasterCard, and American express.
  • Benefits:
    • With this card you will get 4 visits to international lounges and 8 free access to domestic lounges, conditions apply.
    • With this card, you will get complimentary Club Vistara membership.
    • With this card you can earn reward points from each of your spendings, T&C applies.

SBI Prime Credit Card is designed to give the customer world-class benefits at a very low cost, this card is beneficial for domestic and international lounge accesses. Also, you can get several other benefits with this card. 

  • Axis Bank Miles and More Credit Card

  • Fee:
    • Joining Fee: ₹10,000 (for world select card), ₹3500 (for world card)
    • Annual Fee: ₹4500 (for world select card), ₹3,500 (for world card)
  • Card Type:
    • This is a MasterCard.
  • Benefits:
    • You will get access up to 13 priority pass lounges in the world.
    • With this card you can earn reward points from your every expense, T&C applies.
    • This card also comes with built-in insurance coverage that protects you during a trip.

 Axis Bank Miles and More Credit Card come with several features and benefits for its customers. This card is specially designed for lounge accesses, so If you want a credit card for lounge access only then you can go for this card. 

  • Yes FIRST Preferred Credit Card

  • Fee:
    • Joining Fee: ₹2499 + GST
    • Annual Fee: ₹2499 + GST
  • Card Type:
    • It is a MasterCard.
  • Benefits:
    • With this card, you will get 4 international and 3 domestic lounge accesses yearly.
    • This card also comes with some extraordinary travel benefits.
    • You will also get up to 25% discount on movie tickets, conditions apply.

Yes First Preferred Credit Card is especially for lifestyle and travel benefits. Also if you want both domestic and international lounge access from your card, then this card will be a good choice for you.

  • American Express Platinum Travel Credit Card

  • Fee:
    • Joining Fee: ₹3,500 + GST
    • Annual Fee: ₹5,000 + GST
  • Card Type:
    • It is an American Express credit card.
  • Benefits:
    • With this card, you can get 4 free access to most of the premium airport lounges in India,
    • With this card you can get a big discount on your dining bills, T&C applies.
    • This card will give you the most premium hotel experience.

If you want a credit card for domestic lounge access, then this card best for you. Apart from lounge access, you will get several other travel benefits with this card.

  • Club Vistara SBI Card PRIME

  • Fee:
    • Joining Fee: ₹2,999 + GST
    • Annual Fee: ₹2,999 + GST
  • Card Type:
    • It is a MasterCard.
  • Benefits:
    • With this card you will get 8 accesses to most of the domestic lounges, also you will get a free subscription to the priority pass program, conditions apply.
    • This card also offers complimentary travel insurance to its customers.
    • With this card, you can win reward points from every transaction.

Club Vistara SBI Card PRIME, is specially designed to give the customer travel-related benefits at a low cost. You can get this card as your travel credit card as you can get most of the benefits on travel.

  • Air India SBI Signature Card

  • Fee: 
    • Joining Fee: ₹4999 + GST
    • Annual Fee: ₹4999 + GST
  • Card Type:
    • It is a Visa credit card.
  • Benefits:
    • You will get a subscription to the priority pass program, and you will also get 8 accesses in domestic lounges, conditions apply.
    • This card also offers exclusive benefits on flight ticket bookings.
    • With this card you can also earn big benefits from your monthly expenses, T&C applies.

Air India SBI Card is specially designed for travel-related uses, also this card offers lots of other benefits. especially the reward benefit program makes it more helpful. So if you want a credit card for domestic lounge access then this card could be a good choice for you.

  • American Express Platinum Reserve Credit Card

  • Fee:
    • Joining Fee: ₹5,000 + GST
    • Annual Fee: ₹10,000 + GST
  • Card Type:
    • It is an American Express credit card.
  • Benefits:
    • With this card you will get free access to most of the domestic lounges, also you will get a subscription to the priority pass program.
    • This card offers reward points on every purchase, conditions apply. 
    • You can also get exclusive benefits on Hotels and lifestyle categories.

American Express Platinum Reserve credit card comes with a lot of premium benefits for its customers, so if you want a credit card mostly for domestic lounges, you can go for this card.

  • Etihad Guest SBI Card

  • Fee:
    • Joining Fee: ₹1499 + GST
    • Annual Fee: ₹1499 + GST
  • Card Type:
    • It comes with both MasterCard and Visa.
  • Benefits:
    • This card offers 8 free accesses to most of the domestic Visa and MasterCard lounges.
    • You can get a big discount on travel bookings, T&C applies.
    • With this card, you will get insurance coverage of ₹25 lakh.

This card is best suited for those who fly regularly. It offers domestic lounge access, travel benefits, insurance coverage, etc. You can get this card as your secondary travel card.

From the above list, you can find the best available lounge access credit cards in India. But before choosing a random credit card, make sure it matches your lifestyle. For instance, if your travel is limited in India, you should choose the card that offers the most domestic lounge access. Also if you travel once in a while or once or twice a year, you should go for a credit card with limited access because it will cost you less, otherwise, you can go for the card with unlimited access.

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