ICICI Bank Ascent American Express® Credit Card

ICICI Bank Ascent American Express® Credit Card is a co-branded card issued by ICICI Bank. This card offers great benefits and attractive rewards to the cardholders. The Rewards Catalogue is highly exclusive and offers products ranging from fragrances to fashion, holidays, dining, gadgets, home entertainment, etc. This card’s availability is limited only to existing customers.

Eligibility Criteria:

Nationality: Indian

Salaried:            

Age: 21 – 60 years

Income: Not disclosed, though having Credit score more than 750 is very much important.

Self-Employed:

Age: 21 -65 years

Income:

Fee: Not disclosed, though having Credit score more than 750 is very much important.

Documents Required:

Copy of PAN Card, Address Card, ID Card(Aadhar Card/Voter Card/Passport/Driving License)

Recent passport size photograph, Salary Slip/Form 16/ITR

Joining Fee:

Rs. 4000 + Applicable Fee

Annual Fee:

1st year Fee: Nil

2nd year Fee: Rs. 1000 + Applicable Fee

Cashback:

Reward Points:

You will get a  joining benefit of 4000 Hand-picked Rewards and choose from the exclusive ‘Hand-Picked Rewards’ catalogue featuring brands from fashion to fragrances, dining to holidays, home entertainment to hi-tech gadgets, and much more.

Earn 6 Hand-Picked Rewards on every ₹ 200 spent on dining, and shopping at leading department stores, air tickets booked through airline offices and websites, overseas expenses.

Earn 3 Hand-Picked Rewards on every ₹ 200 on all other spends.

Earn up to 12 Hand-Picked Reward on every ₹ 200 on accelerated spends on your card.

Charges:

Cash Withdrawal Charge:

3.40% monthly rate overdue interest on extended credit

Customer Care Number:

1800-26-70731

022-6787-2016

Email Id:

https://www.icicibank.com/complaints/complaints.page

100X Gain Ratings:

2 Star

Final Verdict:

This card is specially designed for the people to earn rewards or people who dine out frequently.

But those who are looking for airmiles over reward points or cashback shouldn’t consider it. Also the very high cost of card makes it unattractive.

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