ICICI Bank Platinum Chip Visa Credit Card

The ICICI Bank Platinum Chip Visa Credit Card has been designed keeping the customers’ best interests in mind, ensuring that they avail maximum benefits from using it. Apart from offering attractive rates of interest, this card has other rewards such as waiver on fuel surcharge, PAYBACK points, etc. which cardholders can enjoy. This card is exclusively available only to the existing customers of the bank.

It comes with built-in contactless technology to make quick and secure payments at retail outlets. This chip secures the card against the risk of fraud. 

Eligibility Criteria:

Nationality: Indian


Age: 23 – 60 yrs



Age: 23 – 65 yrs



Joining Fee:


Annual Fee:


Documents Required:

Copy of PAN Card, Address Card, ID Card(Aadhar Card/Voter Card/Passport/Driving License)

Recent passport size photograph, Salary Slip/Form 16/ITR


Reward Points:

For every Rs. 100 you spend on anything except fuel, you will earn 2 PAYBACK points. You can redeem these points to avail exciting products.


Users can avail fuel surcharge waiver and get up to 15% discount at partner restaurants.

Fuel Surcharge:

With the ICICI Bank Platinum Chip Visa Credit Card, you will enjoy a 1% surcharge waiver when you purchase fuel for a maximum of Rs.4000 at any HPCL petrol pump.


Cash Withdrawal Charge:

3.40% on overdue interest on existing amount

Customer Care Number:


022 3344 6669

Email Id/Portal:


100X Gain Ratings:

4 Star

Final Verdict:

Due to its unique offerings at 0 cost, this is one of the best cards for its users. You can use it either as the primary or as the secondary card but those who are looking for airport lounge access or airmiles or good deals on online shopping can check other cards.

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