ICICI Bank Platinum Identity Credit Card

ICICI Bank Platinum Identity Credit Card is a premium credit card offered by the ICICI Bank. This card is best suited for those who enjoy a luxurious lifestyle. It provides amenities such as free reward points, airport lounge access, concierge service, fuel surcharge waiver.

Eligibility Criteria:

Resident Type: Indian

Salaried:

Age: 21 – 60 years

Income: Though ICICI didn’t mention it anywhere as per my experience to get this card one has to have a net monthly salary more than 90,000 with a good credit score.

Self-Employed:

Age: 21 – 65 years

Income: ITR more than 12 lakhs with a very good credit score.

Documents Required:

Copy of PAN Card, Address Card, ID Card(Aadhar Card/Voter Card/Passport/Driving License)

Recent passport size photograph, Salary Slip/Form 16/ITR

Fee:

Joining Fee:

Rs. 2000 + Applicable Fee

Annual Fee:

1st year – Nil

2nd year – Rs. 750 + Applicable Fee

Reward Points:

Get 2 hand-picked rewards on every Rs. 200 spent in India.

Get 4 hand-picked rewards on every Rs. 200 spent internationally.

Get up to 8 hand-picked rewards per Rs. 200 on accelerated card spends.

Those points can be redeemed in exclusive options, like dining, travel, fashion, gadgets and so on..

With this card, you will get a personal concierge to take care of all your needs including travel bookings, hotel and restaurant reservations, emergency auto assist, medical services and even flower or gift delivery.

Airport Lounge Access:

Enjoy complimentary membership(of US $99 annually) of Priority Pass in the world’s largest independent VIP lounge access program that allows accessing more than 600 exclusive airport lounges across the world.

Fuel Surcharge:

Enjoy fuel surcharge waiver across all the petrol stations in India.

Charges:

Cash Withdrawal Charge:

3.40%/month

Charges on over-limit amount:

3.40%/month

Customer Care Number:

1800 26 70731

022 6787 2016

040 7140 3333

Email Id:

care@icicibank.com

https://www.icicibank.com/complaints/complaints.page

100X Gain Ratings:

3 Star

Final Verdict:

This card offers a huge benefit to its super busy customers, especially for those who are looking for airport lounge access benefits or reward points benefit.

Somehow I’m disappointed with it for its high issuance charges, also no benefits of cashback, no benefit on online shopping makes it dull for millennial customers.

Leave a Comment