RBL Platinum Valueplus Supercard Review

The Bajaj Finserv rbl platinum valueplus supercard is a perfect blend of usefulness and affordability. Like most RBL credit cards, it also comes with a very reasonable annual fee and tons of useful features and benefits like a huge joining bonus on first-time credit card activation, exclusive cashback on fuel purchase, extra benefits on milestone expenses and lots more. More about the bajaj finserv rbl bank supercard benefits are discussed below. 

Who can apply for the bajaj finserv rbl bank platinum plus supercard?

  • Resident Type: Indian. 
  • RBL bank credit card eligibility criteria for salaried person:
    • Age: 21 to 60 yrs.
    • Income: Above Rs. 25,000 monthly.
  • RBL bank credit card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • A good CIBIL Score (750 or more) is required to apply for this bajaj rbl credit card.

You can apply for this card from the bajaj finance credit card apply online portal, once your application for credit card is submitted successfully, you will get a unique application id that can be used to track your rbl credit card application status from the status tracking page

What documents are required to apply for the rbl bank super card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR(Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

As per the new credit card rules, all new bajaj finserv cards are delivered in an inactive state. And to start using your new bajaj finance card, you need to generate a new rbl credit card pin . You can get some help on the rbl bank credit card first-time pin generation process from the 100xGain faq page.

What are the value plus rbl bajaj super card fees?

  • Bajaj finserv rbl bank platinum plus supercard joining fee: Rs. 499 + GST
  • Bajaj finserv value plus rbl super card annual fee: Rs. 499 + GST

How does the bajaj finserv rbl bank supercard benefit you?

  • Start your credit journey with a huge joining bonus:

As you pay the first-year joining fee and touch the Rs.2,000 spend mark within the first 30 days of your rbl super card activation, you will get a gift voucher of Rs.500 as a welcome gift. 

  • Experience exclusive benefits on fuel expenses:

Every time you purchase fuel using this RBL platinum value plus super card, you will get up to a 10% cashback on the purchase amount. You can earn a maximum of Rs.250 cashback in a rbl credit card statement cycle.

  • Enjoy freedom from fuel surcharges:

This RBL bajaj finserv credit card also offers an Rs.100 monthly waiver on fuel surcharges

  • Complimentary lost card liability coverage to stand for you:

Thi rbl credit card offers complimentary lost card liability coverage. That means if your card ever gets lost or stolen, you just have to report it by calling the bajaj finserv rbl bank super card customer service number, and you will no longer be liable for anything bad that may happen to your rbl bajaj finserv Supercard account

  • Earn extra benefits from milestone expenses:

On spending Rs.1,00,000 within a year with your Value plus bajaj credit card, you can win a gift voucher of Rs.1,000. 

  • Get an opportunity to make your card lifetime free:    

On spending Rs.50,000 with an anniversary year, you can get a complete waiver on your next year’s Value plus bajaj finserv rbl credit card annual fee. So if you want to turn your car into an rbl lifetime free credit card, then you just have to keep spending Rs. 50,000 per year.

  • Lifetime free add-on cards for your family:

You can now share the awesome benefits of your bajaj rbl card with your loved ones. Just add your loved ones (children, parents, siblings, or any family member of 18 years) with your card and they can also experience the awesome bajaj finserv rbl bank supercard benefits.

  • Make repayment easier with the balance transfer facility:

You can now share the outstanding of your other credit cards to this Value plus rbl bank supercard and enjoy a relatively lower interest rate against your dues. Make sure to check your available bajaj finance card limit before performing a balance transfer.

  • Easy activation process:

Pin Setup is now very easy. With the help of the rbl bank credit card app, you can set your credit card pin with a few simple steps. Also, you can set your pin online from your rbl credit card online banking account, click here to go to the bajaj finserv rbl bank supercard login portal.

  • Get complete control over your bajaj finserv rbl supercard account:

With the new my card app, you can get complete control over your account. From the monthly bill payment to the first-time rbl platinum super card PIN set up, this app brings all the features to your fingertips. 

  • Convenient bajaj finserv rbl bank supercard payment options:

RBL allows you to make your monthly bajaj finserv rbl bank supercard payment online from your rbl credit card net banking account or from the rbl my card app. You can also use any credit card payment app like Cred, Google Pay, Paytm, Phone Pe, etc. If you don’t want to make your rbl bank credit card payment online then click here to know about the offline methods.

  • Security of the advanced EMV chip:

This ValuePlus rbl bajaj finserv credit card is armed with the advanced EMV chip. These chips use a very strong encryption method to store your personal and banking information making your rbl value plus supercard nearly impossible to clone.

  • Use your card anywhere in the world without restrictions:

This Value plus rbl bajaj super card is powered by MasterCard which makes this card useable almost everywhere in the world. 

What are the bajaj finserv card charges?

Particulars

Payable amount

RBL credit card cash withdrawal charges.

2.5% against the withdrawn amount, min Rs. 500 (check your available rbl bank cash withdrawal limit before making a withdrawal) 

Value plus rbl bajaj card finance charge.

The rbl credit card interest rate can go up to 3.99% monthly. 

RBL credit card international transaction charges.

3.5% against the transaction amount. 

Value plus bajaj rbl super card add-on card fee.

None.

How to contact the rbl bank supercard customer care department?

  • Call the bajaj finserv rbl credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl credit card customer care mail id: cardservices@rblbank.com  

100xGain Ratings:

3.5/10

What are the pros and cons of the bajaj finserv rbl bank value plus supercard?

Pros

Cons

  • You will get a huge cashback on fuel expenses.
  • This rbl credit card offers a handsome waiver on fuel surcharges.
  • There is also an annual fee waiver option available on this rbl bank credit card.
  • You will not get any shopping benefits from this rbl bajaj finserv credit card.
  • This rbl credit card doesn’t have any travel or entertainment benefits.

If you don’t want to continue with your old RBL credit card then you can close it very easily. You can find the rbl bank credit card closure form here.

Final Opinion:

If you are looking for a card that can earn you big cash-back and rewards then this bajaj rbl platinum super card is the best card for you. It comes with a huge number of features and benefits, at a very low cost. So if you are eligible and looking for a budget card then you must go for this rbl bajaj finserv credit card, as it offers the best possible features at this price point.

But if you want to compare some alternative card options then I would suggest you take a look at the alternative card options given below. 

Alternative Cards: 

  1. BOI swadhan rupay platinum credit card (Best for cashback)
  2. Kotak mahindra delight platinum credit card (Best for entertainment and fuel benefits)
  3. Kotak fortune gold credit card (Best for fuel benefits)
  4. SBI bpcl credit card (Best for fuel benefits)

2 thoughts on “RBL Platinum Valueplus Supercard Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: