Yatra SBI Credit Card Review

Yatra SBI Card is a co-branded travel credit card designed in alliance with Yatra.com. this card is designed to offer various travel benefits at low cost, the benefits offered by the card include, a welcome gift voucher from yatra, reward benefits, some benefits on travel and hotel booking, fuel surcharge waiver, sbi credit card insurance coverage, etc. This sbi yatra credit card also provides some helpful features that can make your life a lot easier.

Sbi credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Rs. 20,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 20,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

You can track sbi credit card application status with your application number. You can also call the sbi credit card helpline number for the information.  

Documents required for sbi credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

Every sbi new credit card comes in an inactive state and in order to use it, you need to activate it manually. Click here if you want to know the sbi credit card activation process. 

Yatra sbi credit card fees:

  • Joining Fee: Rs. 499 + GST
  • sbi card annual fee: Rs. 499 + GST (You can use this sbi credit card without annual fee if Rs. 1,00,000 is spent in a year)

Benefits:

  • Welcome benefit:

With the issuance of the sbi yatra card, you will get a gift voucher of Rs. 8,250 from Yatra as a welcome gift. You will get the voucher with the payment of the joining fee.  You can use this voucher for travel booking, travel booking, or holiday booking. 

  • Reward benefit:

This yatra sbi credit card offers 6 sbi credit card points for each Rs. 100 spend on departmental stores, grocery, dining, and entertainment categories.

You will also get 1 reward point for each Rs. 100 to spend on other categories. 

1 sbi credit card points redemption value is equal to Rs. 0.25, you will need a minimum of 1,000 reward points to make a redemption.  

Click here for sbi credit card reward redemption catalog. You can check your Total earned reward points from your sbi credit card internet banking account. 

  • Sbi credit card flight offers:

This sbi travel credit card offers Rs. 1,000 discount when you book a domestic flight from Yatra.com by using this card (min transaction amount should be Rs. 5,000).

You can also get an Rs. 4,000 discount when you book an international flight from Yatra.com by using this card, (min transaction amount should be Rs. 40,000).

  • Fuel surcharge waiver:

This sbi credit card offers a 1% waiver on fuel surcharges at any fuel station in India, you can get a maximum waiver of Rs. 100 per month. The transaction amount should be between Rs. 500 to Rs. 3,000. 

  • Sbi credit card insurance coverage:

This yatra sbi credit card comes with an air accidental coverage of Rs. 50 lakh, this coverage will be applicable when the flight ticket is booked by using this card. Click here for detailed sbi credit card terms and conditions

  • Sbi balance transfer facility:

You can transfer the outstanding balances from your other credit card to your ‘Yatra SBI Card’ to get a lower interest rate. You can check sbi credit card balance from your sbi credit card online banking account. 

  • Autopay:

With the auto-pay feature, your sbi credit card payment will be made automatically within due dates. You can also set the maximum amount you want to pay.

  • Flexipay:

With this feature, you can now buy products of your choice and you can pay the bills in easy monthly EMIs at a very low interest rate. You can transform your sbi credit card bill into EMIs within 10 days of purchase. Click here to know the sbi credit card emi conversion process. 

  • Ticket booking:

With this sbi travel card you can now book your Railway tickets online and also you can order them at your doorstep with a few simple steps. 

  • Alert facility: 

With this feature, you will feel more secure regarding your account. You will get SMS & E-Mail Alerts on cash transactions, reaching credit limits, sbi credit card e statement generation, and lots more.

Charges of sbi credit card:

Particulars

Payable Amount

sbi credit card atm withdrawal charges

2.5% against the transaction amount, min Rs. 500. Make sure to check your sbi credit card credit limit before making a withdrawal.

Finance Charge

The sbi credit card interest rate after due date will be 3.35% monthly.

Foreign currency transaction

3.5% against the transaction amount. 

sbi credit card add-on card fee

None. 

Sbi credit card contact details:

Customer care no of sbi credit card: 1800 180 1290 (toll-free) / 3902-0202 (add the STD code of your locality)

Sbi credit card customer care email address[email protected]

100xGain Ratings:

6.5/10

Final Opinion:

Hopefully, this sbi credit card review has helped you to understand this sbi yatra credit card better. This card is beneficial for those who want a low-cost travel credit card which also can earn you benefits from your daily expenses. This sbi yatra credit card offers a big welcome gift voucher that can be used for hotel travel and holiday booking, sbi credit card points on your daily expenses, discount on flight booking, fuel surcharge waiver, and lots more. Therefore, if you are looking for a low-cost sbi travel credit card, this can be a very good option for you. 

You should also take a look at the alternative credit card options given below. 

Alternative Cards: 

  1. ICICI Bank Manchester United Platinum Credit Card. (Best for cashback and reward points) 
  2. RBL Platinum Maxima Card. (Best for reward point and lounge access)
  3. RBL Insignia Preferred Banking World Card. (Best for lounge access and golf)
  4. simply save sbi credit card (Best for earning reward points)

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