SBI Yatra Card Review

The sbi yatra credit card is quite popular among Indians looking for a low-cost travel credit card for their regular usage. Targeting the huge Indian customer base, this yatra credit card offers accelerated rewards with travel expenses, huge discounts on travel booking, handsome monthly waivers on fuel surcharges, and lots more. A detailed description of the sbi yatra card benefits is given below.

How does the yatra sbi card eligibility work?

• Resident Type: Indian. 
• SBI yatra credit card eligibility criteria for salaried person:
  • Age: 21 to 60 yrs. 
  • Income: Rs. 25,000 monthly. 
• SBI credit card eligibility criteria for self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: Rs. 30,000 monthly. 
• A CIBIL Score of 680+ is required to apply for this yatra sbi card.

You can apply for this card from the sbi credit card online application portal. If you want to know, ‘how to get sbi yatra card?’ then feel free to visit our faq page. 

What documents are required to apply for the yatra credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photograph
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recent audited financial report.

Every sbi new credit card comes in an inactive state and in order to use it, you need to activate it manually. Click here if you want to know the sbi credit card activation process. 

What are the yatra sbi travel card fees?

• SBI yatra card joining fee: Rs. 499 + GST
• SBI yatra card annual fee: Rs. 499 + GST

What are the yatra sbi card benefits?

• Get started with a huge joining bonus:

As you activate your sbi yatra card for the first time and pay the first-year joining fee, you will receive a bunch of yatra vouchers worth Rs.8250, and an Amazon voucher of Rs.500 (limited period offer) 

• Make your transactions rewarding:

With this card, you can earn sbi yatra card reward points for every transaction you make.

Category of transaction	SBI credit card points for every Rs.100 spent
Regular credit card transactions	1 sbi card reward point
Departmental stores, grocery, dining, movies, and departmental stores	6 sbi cards reward points (upto 5000 rewards per month)
International transactions	6 sbi card points (upto 5000 rewards per month)

Now you might be thinking, ‘how to redeem sbi yatra credit card points?’ you can redeem those points from the sbi credit card reward redemption catalog. You can check your total earned reward points from your sbi credit card internet banking account. 

• Enjoy attractive sbi credit card flight offers:

With this sbi travel credit card you can earn some awesome benefits on travel booking.

Particulars	Benefit
Domestic flight booking	Rs.1,000 discount (Min transaction amount, Rs.5.000)
International flight booking	Rs.4,000 discount (Min transaction amount, Rs.40.000)
Domestic hotel booking	20% discount (up to Rs.2,000). Min transaction amount, Rs.40.000

The sbi yatra card flight offers are applicable on the bookings made via Yatra.com

• Get freedom from sbi credit card fuel surcharges:

This sbi credit card offers a 1% waiver on fuel surcharges across all fuel stations in India, you can get a maximum waiver of Rs.100 every sbi card statement cycle. The transaction amount should be between Rs.500 to Rs.3,000. 

• Complimentary sbi credit card insurance coverage:

This yatra sbi card features an air accidental coverage of Rs. 50 lakh, this benefit is only applicable when the flight ticket is booked by using this card from Yatra.com. Click here for detailed sbi credit card terms and conditions.  

• Advanced security arrangements:

This yatra sbi card comes with a built-in EMV chip. This chip with its next-gen encryption method makes your yatra card extremely resistant to cloning. But if you notice something suspicious with your credit card account, you should immediately inform it by calling the sbi card customer care number.

What are the charges of sbi credit card?

Particulars	Payable Amount
SBI credit card atm withdrawal charges	2.5% against the transaction amount, min Rs. 500. Make sure to check your sbi credit card credit limit before making a withdrawal.
SBI card finance charge	The sbi credit card interest rate after due date will be 3.35% monthly.
SBI credit card international transaction charges	3.5% against the transaction amount.
SBI add-on credit card fee	None.

What are the sbi credit card contact details?

• Call the customer care no of sbi credit card: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
• Write to the sbi credit card customer care email address: customercare@sbicard.com 

100xGain Ratings:

6.5/10

Pros and cons of the yatra sbi credit card:

Pros	Cons
The reward earning rate on this state bank travel card is quite impressive. This yatra sbi card offers some handsome discounts on travel booking.	There are no lounge benefits on this sbi yatra card.

Final Opinion:

As a low-cost credit card, this yatra travel card won’t be a good option. With accelerated reward points on travel expenses, exclusive yatra flight offers, and handsome monthly waivers on fuel surcharges, this card can offer you some handsome monthly savings.

But it lacks some premium travel benefits like complimentary lounge access or travel concierge service. So, if you are looking for a premium quality travel card, then make sure to take a look at our best travel credit card page, it will help you in finding your choice.

Alternative Cards: 

1. ICICI Bank Manchester United Platinum Credit Card. (Best for cashback and reward points) 
2. RBL Platinum Maxima Card. (Best for reward point and lounge access)
3. RBL Insignia Preferred Banking World Card. (Best for lounge access and golf)
4. Simply Save SBI Credit Card (Best for earning reward points)